Harlem, Montana.
Typical home $162,415 (+11.9% in a year).
to buy the typical home at today's mortgage rate — +$538 (+171%) since Jan 2020.
- 1 year
- Up $17,283 +12%
- $145,132$162,415 since Sep 2025
- 5 years
- Up $42,519 +35%
- $119,896$162,415 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harlem$852
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Harlem, MT rose 11.9% over the past year — faster than the nation's +1.2%.
Living in Harlem, Blaine County, Montana
Harlem is a city of 769 people in Blaine County. Half its households earn more than $82,596 a year and half less, against $64,813 across Blaine County; 12% of its people live below the poverty line. Unemployment in Blaine County was 2.7% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harlem is a small city in Blaine County, Montana, where households earn more than the county as a whole and homes are priced in a modest range. A good number of adults have a four-year degree, and some work from home. Winters are cold, with January the coldest month and plenty of freezing days, while summers turn warm in July, and the year is fairly dry, with rain and melted snow adding up to a modest total.
Work. Most residents work in schools, hospitals and social care, followed by shops, government, and restaurants, hotels and entertainment. Among the largest workplaces in Harlem are the Indian Health Service, Harlem Elementary Schools and Harlem High School. Unemployment in the county is low and has eased slightly from a year ago, and the number of jobs has edged up.
Things to do. For time outdoors, a couple of places lie a longer drive away. Battle Creek is a river, and Black Coulee National Wildlife Refuge is a protected area set aside for wildlife.
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- 302households
- 34%of adults have a degree
- 12%below the poverty line
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Blaine County had 1,325 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 5°; warmest in July, with highs near 85° and lows near 54°. About 12 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Harlem weather station, under a mile away (NOAA).
Largest workplaces in Harlem
- Indian Health ServiceFederal government · Department of Health and Human Services87
- Harlem Elem SchoolsSchool district74FTE
- Harlem H S SchoolsSchool district27FTE
- AlbertsonsSupermarkets and other grocery stores23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 23 people in all. Federal offices come from OPM's federal workforce data (2026) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- LightningVery high
- Winter weatherVery high
- Inland floodingRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harlem’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Blaine County.
Harlem home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harlem$162,415
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Harlem address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harlem — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.