States · Montana · Wheatland County

Harlowton, Montana.

Typical home $169,559 (+11.3% in a year).

What it costs per month · Harlowton $890/mo

to buy the typical home at today's mortgage rate — +$566 (+175%) since Jan 2020.

What the home itself did
1 year
Up $17,147 +11%
$152,412$169,559 since Sep 2025
5 years
Up $44,134 +35%
$125,425$169,559 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Harlowton $890 Montana $2,453 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Harlowton$890
  • Montana$2,453
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Harlowton, MT rose 11.3% over the past year — faster than the nation's +1.2%.

Living in Harlowton, Wheatland County, Montana

Harlowton is a city of 955 people in Wheatland County. Half its households earn more than $55,600 a year and half less; 19% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Wheatland County was 3.6% in August 2026, and the county had 2.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.

People 955 in the 2020 census
Household income $55,600 the median, give or take $13,146
Unemployment 3.6% Wheatland County, August 2026; 3.8% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Harlowton is a small city in Wheatland County, the kind of place where most households own the home they live in and neighbors tend to know one another. Incomes run lower than across much of the country, and a larger share of residents live below the poverty line than is typical. Winters are cold, with December the coldest month, and the snow is modest while the year as a whole stays fairly dry; summers are warm, with July the warmest month.

Work. Many residents work in schools, hospitals and social care, with others in the building trades, in shops, and in professional and business services. Among the largest workplaces in Harlowton are The Boeing Company, which makes guided missile and space vehicle parts, Harlowton K Schools, and Wheatland Memorial Healthcare, a critical access hospital. Wheatland County has seen job numbers slip a little over the past year, and unemployment there has stayed close to where it was a year earlier.

Things to do. For time outdoors, the Musselshell River and Crystal Lake are both within reach, though each is a longer drive away. The river suits anyone who likes to be near moving water, and the lake offers a quieter place to spend a day beside the shore.

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  • 468households
  • 20%of adults have a degree
  • 19%below the poverty line
  • 8%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Building trades20%
  • Shops (retail)11%
  • Professional and business services8%
  • Government8%
  • Farming, forestry and mining8%

Employed residents by industry, from the Census survey. Wheatland County had 567 jobs in 2025, 2.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 35° and 15°; warmest in July, 84° and 50° 20° 40° 60° 80° J F M A M J J 84° 50° A S O N D 35° 15°
Average daily high and low for each month: coldest in December, 35° and 15°; warmest in July, 84° and 50° 20° 40° 60° 80° J F M A M J J 84° 50° A S O N D 35° 15°

Coldest in December, with highs near 35° and lows near 15°; warmest in July, with highs near 84° and lows near 50°. About 20 inches of snow and 13 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Harlowton weather station, under a mile away (NOAA).

Largest workplaces in Harlowton

  1. The Boeing CompanyGuided missile and space vehicle parts manufacturing606
  2. Harlowton K-12 SchoolsSchool district51FTE
  3. Wheatland Memorial HealthcareCritical access hospital50FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 656 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Cold wavesVery high
  3. Winter weatherVery high
  4. Inland floodingRelatively high
  5. HailRelatively high
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harlowton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wheatland County.

Harlowton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Harlowton $169,559 Montana $467,275 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • Harlowton$169,559
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2026 Harlowton 8
4 6 8 2026
  • Harlowton8

Zip codes with a Harlowton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harlowton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Harlowton