Harlowton, Montana.
Typical home $169,559 (+11.3% in a year).
to buy the typical home at today's mortgage rate — +$566 (+175%) since Jan 2020.
- 1 year
- Up $17,147 +11%
- $152,412$169,559 since Sep 2025
- 5 years
- Up $44,134 +35%
- $125,425$169,559 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harlowton$890
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Harlowton, MT rose 11.3% over the past year — faster than the nation's +1.2%.
Living in Harlowton, Wheatland County, Montana
Harlowton is a city of 955 people in Wheatland County. Half its households earn more than $55,600 a year and half less; 19% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Wheatland County was 3.6% in August 2026, and the county had 2.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harlowton is a small city in Wheatland County, the kind of place where most households own the home they live in and neighbors tend to know one another. Incomes run lower than across much of the country, and a larger share of residents live below the poverty line than is typical. Winters are cold, with December the coldest month, and the snow is modest while the year as a whole stays fairly dry; summers are warm, with July the warmest month.
Work. Many residents work in schools, hospitals and social care, with others in the building trades, in shops, and in professional and business services. Among the largest workplaces in Harlowton are The Boeing Company, which makes guided missile and space vehicle parts, Harlowton K Schools, and Wheatland Memorial Healthcare, a critical access hospital. Wheatland County has seen job numbers slip a little over the past year, and unemployment there has stayed close to where it was a year earlier.
Things to do. For time outdoors, the Musselshell River and Crystal Lake are both within reach, though each is a longer drive away. The river suits anyone who likes to be near moving water, and the lake offers a quieter place to spend a day beside the shore.
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- 468households
- 20%of adults have a degree
- 19%below the poverty line
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Wheatland County had 567 jobs in 2025, 2.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 35° and lows near 15°; warmest in July, with highs near 84° and lows near 50°. About 20 inches of snow and 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Harlowton weather station, under a mile away (NOAA).
Largest workplaces in Harlowton
- The Boeing CompanyGuided missile and space vehicle parts manufacturing606
- Harlowton K-12 SchoolsSchool district51FTE
- Wheatland Memorial HealthcareCritical access hospital50FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 656 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Cold wavesVery high
- Winter weatherVery high
- Inland floodingRelatively high
- HailRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harlowton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wheatland County.
Harlowton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harlowton$169,559
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Harlowton8
Zip codes with a Harlowton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harlowton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.