States · Minnesota · Fillmore County

Harmony, Minnesota.

Typical home $261,502 (+3.3% in a year). Rochester, MN metro.

What it costs per month · Harmony $1,373/mo

to buy the typical home at today's mortgage rate — +$735 (+115%) since Jan 2020.

What the home itself did
1 year
Up $8,297 +3%
$253,205$261,502 since Sep 2025
5 years
Up $53,563 +26%
$207,939$261,502 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Harmony $1,373 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Harmony$1,373
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Harmony, MN rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Harmony, Fillmore County, Minnesota

Harmony is a city of 1,043 people in Fillmore County. Half its households earn more than $68,125 a year and half less, against $77,512 across Fillmore County; 8% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Fillmore County was 3.9% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,043 in the 2020 census
Household income $68,125 the median, give or take $9,733 · Fillmore County: $77,512
Unemployment 3.9% Fillmore County, August 2026; 3.2% a year before
Homes 84% lived in by their owners; 16% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Harmony is a small city in Fillmore County, Minnesota, where nearly everyone knows one another and most homes are lived in by their owners, more so than in many towns. Household incomes run below the county's, and typical home values sit in the middle range for a town of this kind. Winters are cold, with a good deal of snow, and summers are warm, with a fair amount of rain through the year.

Work. Many residents work in schools, hospitals and social care, with others in shops, manufacturing, and farming. Across Fillmore County, some of the largest workplaces are Semcac, a social service organization, Chosen Valley Care Center, a skilled nursing facility, and Strongwell, a fiberglass and plastics manufacturer. The county has lost a few jobs over the past year, and unemployment there has edged up. A four-year degree is held by fewer adults than in many places, and a fair number work from home.

Things to do. Niagara Cave, a tourist attraction, and Preston Overlook are both a short drive away, as is Cold Water Spring State Preserve, a protected area. For a longer outing, Forestville/Mystery Cave State Park offers more protected land to explore. Camp Creek, a river, is also close by.

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  • 505households
  • 21%of adults have a degree
  • 8%below the poverty line
  • 22 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care34%
  • Shops (retail)17%
  • Manufacturing11%
  • Farming, forestry and mining9%
  • Transport, warehouses and utilities8%
  • Building trades6%

Employed residents by industry, from the Census survey. Fillmore County had 6,170 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 81° and 58° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 81° 58° A S O N D
Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 81° and 58° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 81° 58° A S O N D

Coldest in January, with highs near 24° and lows near 4°; warmest in July, with highs near 81° and lows near 58°. About 42 inches of snow and 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Preston weather station, 9 miles away (NOAA).

Largest workplaces in Fillmore County

  1. SemcacSocial service advocacy organizations264
  2. Chosen Valley Care CenterSkilled nursing facilities183
  3. Good Shepherd Lutheran HomeNursing homes138
  4. StrongwellSeptic tanks, plastics or fiberglass, manufacturing129
  5. ISDSchool districts, elementary or secondary111
  6. EZ FabricatingPlate work, fabricated metal, manufacturing106
  7. Spring Valley Living106
  8. Fillmore Central SchoolsSchool district104FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 1,913 people in all across the county; Harmony has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Cold wavesRelatively high
  3. HailRelatively high
  4. Inland floodingRelatively high
  5. Strong windRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harmony’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fillmore County and the Rochester, MN metro.

Harmony home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Harmony $261,502 Minnesota $348,778 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Harmony$261,502
  • Minnesota$348,778
  • United States$366,157
Property tax, 2026 roll $2,064/yr median bill inside Harmony, effective 0.88% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

Not enough data to draw this yet.

Zip codes with a Harmony address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harmony — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Harmony