Harrison, Tennessee.
Typical home $334,224 (-1.3% in a year). Chattanooga, TN-GA metro.
to buy the typical home at today's mortgage rate — +$972 (+124%) since Jan 2020.
- 1 year
- Down $4,523 -1%
- $338,747$334,224 since Sep 2025
- 5 years
- Up $62,854 +23%
- $271,371$334,224 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harrison$1,754
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Harrison, TN fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Harrison, Hamilton County, Tennessee
Harrison, in Hamilton County, had 7,902 people in the 2020 census. Half its households earn more than $89,395 a year and half less, against $76,183 across Hamilton County; 4% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Hamilton County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harrison is a community in Hamilton County, Tennessee, where most homes are lived in by their owners and household incomes run above the county's. Few residents live below the poverty line, and a good share of adults hold a four-year degree. Winters are mild and cool, with only a little snow, summers are hot, and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, transport and warehousing, and retail close behind. Across Hamilton County, some of the largest workplaces are Hamilton County Schools, Erlanger Medical Center and Volkswagen Group of America's Chattanooga operations. The commute is a fairly typical one for a metro-area town, and some people work from home.
Things to do. Booker T. Washington State Park, a protected area, sits in or beside town, and Harrison Bay State Park and Chickamauga Lake, a reservoir, are a short drive away for time on the water and outdoors. The Tennessee Valley Railroad Museum is also a short drive away. For a longer outing, the Tennessee Aquarium is a longer drive away.
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- 3,398households
- 38%of adults have a degree
- 4%below the poverty line
- 26 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Hamilton County had 219,580 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 32°; warmest in July, with highs near 90° and lows near 71°. About 4 inches of snow and 55 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chattanooga Lovell Airport weather station, 7 miles away (NOAA).
Largest workplaces in Hamilton County
- Hamilton County SchoolsSchool district6,512FTE
- USXpressContainer trucking services, long-distance6,267
- Erlanger Medical CenterGeneral hospital5,590FTE
- BlueCross BlueShield of TennesseeHealth insurance carriers, direct5,310
- Volkswagen Group of America, Chattanooga OperationsChassis, automobile, manufacturing3,981
- McKee FoodsCroutons and bread crumbs made in commercial bakeries3,175
- City of ChattanoogaExecutive offices, federal, state, and local2,618
- Memorial Health Care SystemGeneral hospital2,420FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 445 workplaces with 20 or more staff, 82,961 people in all across the county; Harrison has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- EarthquakesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harrison’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County and the Chattanooga, TN-GA metro.
Harrison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harrison$334,224
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Harrison listings, and the typical home goes pending in 39 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Harrison37.82%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Harrison77
New listings per month
Sellers arriving at the market.
- Harrison15
Zip codes with a Harrison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harrison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.