States · West Virginia · Lincoln County

Harts, West Virginia.

Typical home $96,703 (-9.9% in a year). Charleston, WV metro.

What it costs per month · Harts $508/mo

to buy the typical home at today's mortgage rate — +$204 (+67%) since Jan 2020.

What the home itself did
1 year
Down $10,663 -10%
$107,367$96,703 since Sep 2025
5 years
Down $8,004 -8%
$104,708$96,703 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Harts $508 West Virginia $927 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Harts$508
  • West Virginia$927
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Harts, WV fell 9.9% over the past year — slower than the nation's +1.2%.

Living in Harts, Lincoln County, West Virginia

Harts, in Lincoln County, had 573 people in the 2020 census. Half its households earn more than $40,938 a year and half less, against $46,205 across Lincoln County. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Lincoln County was 4.7% in August 2026, and the county had 7.6% more jobs in 2025 than the year before. The most people in Lincoln County work in schools and health care, then shops.

People 573 in the 2020 census
Household income $40,938 the median, give or take $2,097 · Lincoln County: $46,205
Unemployment 4.7% Lincoln County, August 2026; 5.4% a year before
Homes 96% lived in by their owners; 4% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Harts is a small community in Lincoln County, West Virginia, where nearly every home is lived in by its owners and neighbors tend to know one another. Household incomes run below the county's, and the typical home is modestly priced. Few adults hold a four-year degree. Winters are cold, with January the chilliest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in government. Across Lincoln County, some of the largest workplaces are Lincoln County Schools and Choice Care At Home - Charleston. Unemployment in the county has eased compared with a year earlier, and the county has gained jobs over the past year.

Things to do. Big Harts Creek and Big Ugly Creek run in or beside town, and Big Ugly Wildlife Management Area is a short drive away, a protected area for time outdoors. Chief Logan State Park, a protected area, is a longer drive away.

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  • 7%of adults have a degree

What people in Lincoln County work in

  • Schools, hospitals and social care26%
  • Shops (retail)12%
  • Professional and business services9%
  • Government9%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Lincoln County had 2,608 jobs in 2025, 7.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 27°; warmest in July, 89° and 67° 20° 40° 60° 80° J 44° 27° F M A M J J 89° 67° A S O N D
Average daily high and low for each month: coldest in January, 44° and 27°; warmest in July, 89° and 67° 20° 40° 60° 80° J 44° 27° F M A M J J 89° 67° A S O N D

Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 89° and lows near 67°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Logan weather station, 15 miles away (NOAA).

Largest workplaces in Lincoln County

  1. Lincoln County SchoolsSchool district477FTE
  2. Choice Care At Home - CharlestonActivity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities230
  3. Wvnh EMPNursing care facilities75

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 305 people in all across the county; Harts has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. Heat wavesRelatively high
  3. LandslidesRelatively moderate
  4. WildfireRelatively moderate
  5. Strong windRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harts’ census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lincoln County and the Charleston, WV metro.

Harts home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2019 2020 2021 2022 2023 2024 2025 2026 Harts $96,703 West Virginia $176,576 United States $366,157
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • Harts$96,703
  • West Virginia$176,576
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
falling flat warming hot overheating runaway

Zip codes with a Harts address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harts — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.