Harvel, Illinois.
Typical home $163,637 (+11.5% in a year). Taylorville, IL metro.
to buy the typical home at today's mortgage rate — +$431 (+101%) since Jan 2020.
- 1 year
- Up $16,862 +11%
- $146,776$163,637 since Sep 2025
- 5 years
- Up $46,170 +39%
- $117,467$163,637 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Harvel$859
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Harvel, IL rose 11.5% over the past year — faster than the nation's +1.2%.
Living in Harvel, Montgomery County, Illinois
Harvel is a village of 178 people in Montgomery County. Unemployment in Montgomery County was 3.7% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harvel is a very small village in Montgomery County, Illinois, with far fewer residents than most towns. Homes here are modestly priced, and the typical home value is lower than in much of the country. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Montgomery County, some of the largest workplaces are Walmart, Hillsboro CUSD 3 and St. Francis Hospital. The typical commute is a fairly long one, since most jobs lie outside the village, and unemployment across the county has eased over the past year.
Things to do. Lake Lou Yaeger, a reservoir, is a short drive away. Farther afield, Lake Springfield is a reservoir and Abraham Lincoln Memorial Garden is a botanical garden, both a longer drive away. Sangchris Lake State Recreation Area, a protected area, is also a longer drive from the village.
Report a mistake
- 34 mintypical commute
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 8,847 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 86° and lows near 66°. About 16 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Morrisonville weather station, 6 miles away (NOAA).
Largest workplaces in Montgomery County
- WalmartWarehouse clubs and supercenters342
- Hillsboro CUSD 3School district296FTE
- Litchfield CUSD 12School district201FTE
- St. Francis HospitalCritical access hospital172FTE
- Dometic LitchfieldTrucks, off-highway, manufacturing165
- Hillsboro Area HospitalCritical access hospital161FTE
- Kinney ContractorsRoad construction81
- Dohrn Transfer Company79
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,079 people in all across the county; Harvel has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- DroughtRelatively high
- Cold wavesRelatively high
- EarthquakesRelatively high
- HailRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harvel’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Taylorville, IL metro.
Harvel home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Harvel$163,637
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Harvel address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harvel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.