Harvey, North Dakota.
.
to buy the typical home at today's mortgage rate — +$698 (+84%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- North Dakota$1,526
- United States$1,922
Living in Harvey, Wells County, North Dakota
Harvey is a city of 1,650 people in Wells County. Half its households earn more than $42,697 a year and half less, against $66,114 across Wells County; 12% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Wells County was 2.4% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Harvey is a small city in Wells County, North Dakota, and most of its homes are lived in by their owners. Household incomes here run well below the county's, and relatively few adults hold a four-year degree. Winters are very cold, with January the coldest month, and summers are warm in July, with a modest yearly total of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with restaurants, hotels and entertainment, shops, and the building trades also employing local people. Among the largest workplaces in Harvey are St. Aloisius Medical Center, Harvey 38 Schools and Hav-it Services. Almost everyone commutes only a short way, and very few work from home. Unemployment across Wells County is low, though a little higher than a year ago.
Things to do. For time outdoors, the Sheyenne River is a longer drive away. So are the protected areas of Buffalo Lake National Wildlife Refuge and Sheyenne Lake National Wildlife Refuge, both open to anyone who wants to watch birds or walk quietly through the countryside.
Report a mistake
- 799households
- 21%of adults have a degree
- 12%below the poverty line
- 10 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Wells County had 1,446 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -2°; warmest in July, with highs near 80° and lows near 57°. About 19 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Harvey 4NE weather station, 3 miles away (NOAA).
Largest workplaces in Harvey
- St Aloisius Medical CenterCritical access hospital110FTE
- Harvey 38 SchoolsSchool district64FTE
- Hav-it ServicesRehabilitation job counseling and training, vocational63
- Hav-it ServicesIntellectual and developmental disability facilities, residential22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 85 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- Ice stormsRelatively high
- HailRelatively high
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Harvey’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wells County.
Harvey home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Harvey listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Harvey17
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Harvey address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Harvey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.