States · California · Shasta County

Hat Creek, California.

Typical home $350,524 (+0.7% in a year). Redding, CA metro.

What it costs per month · Hat Creek $1,840/mo

to buy the typical home at today's mortgage rate — +$767 (+71%) since Jan 2020.

What the home itself did
1 year
Up $2,397 +1%
$348,127$350,524 since Sep 2025
5 years
Down $893 -0%
$351,417$350,524 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Hat Creek $1,840 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Hat Creek$1,840
  • California$3,997
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Hat Creek, CA rose 0.7% over the past year — slower than the nation's +1.2%.

Living in Hat Creek, Shasta County, California

Hat Creek, in Shasta County, had 266 people in the 2020 census. Unemployment in Shasta County was 5.3% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Shasta County work in schools and health care, then shops.

People 266 in the 2020 census
Household income Too few homes in Hat Creek for the Census survey to measure.
Unemployment 5.3% Shasta County, August 2026; 5.5% a year before
Homes Too few homes in Hat Creek for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hat Creek is a very small community in Shasta County, in the mountain country of northern California. Winters are cold, with a fair amount of snow, and summers turn hot, with July the warmest month. Homes here are valued above what many people expect of a rural spot, and the quiet surroundings are a large part of the setting.

Work. Most people who live here work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, or in professional and business services. Across Shasta County, the largest workplaces include Mercy Medical Center Redding and Shasta College. Unemployment across the county is a little lower than it was a year ago, and the county has added jobs over the past year.

Things to do. Lassen Volcanic National Park is a national park a longer drive away, and it is the best known place in the area. Burney Falls, a waterfall, and Lake Britton, a reservoir, are also a longer drive away and suit a day out. Manzanita Lake is another lake in the same direction, a longer drive away.

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What people in Shasta County work in

  • Schools, hospitals and social care24%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment11%
  • Professional and business services10%
  • Building trades8%
  • Government7%

Employed residents by industry, from the Census survey. Shasta County had 71,664 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 46° and 22°; warmest in July, 91° and 47° 20° 40° 60° 80° 100° J F M A M J J 91° 47° A S O N D 46° 22°
Average daily high and low for each month: coldest in December, 46° and 22°; warmest in July, 91° and 47° 20° 40° 60° 80° 100° J F M A M J J 91° 47° A S O N D 46° 22°

Coldest in December, with highs near 46° and lows near 22°; warmest in July, with highs near 91° and lows near 47°. About 11 inches of snow and 19 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hat Creek weather station, 10 miles away (NOAA).

Largest workplaces in Shasta County

  1. Mercy Medical Center ReddingGeneral hospital1,508FTE
  2. Shasta CollegeUniversity or college662
  3. Shasta Community Health CenterCommunity health centers and clinics, outpatient536
  4. CAL FireCal fire503
  5. Shasta Regional Medical CenterGeneral hospital492FTE
  6. WalmartWarehouse clubs and supercenters465
  7. Shasta Union High SchoolsSchool district448FTE
  8. Redding Elementary SchoolsSchool district411FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 132 workplaces with 20 or more staff, 14,977 people in all across the county; Hat Creek has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. WildfireRelatively high
  3. DroughtRelatively high
  4. EarthquakesRelatively high
  5. Winter weatherRelatively high
  6. Volcanic activityRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hat Creek’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shasta County and the Redding, CA metro.

Hat Creek home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2019 2020 2021 2022 2023 2024 2025 2026 Hat Creek $350,524 California $761,538 United States $366,157
$250,000 $500,000 $750,000 2020 2022 2024 2026
  • Hat Creek$350,524
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
falling flat warming hot overheating runaway

Zip codes with a Hat Creek address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hat Creek — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hat Creek