Haverstraw, New York.
Typical home $453,759 (+2.4% in a year), asking rent $3,490 (+3.6%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$261 (+12%) since Dec 2023.
- 1 year
- Up $10,686 +2%
- $443,072$453,759 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Haverstraw$2,382
- New York$2,755
- United States$1,922
Typical home values in Haverstraw, NY rose 2.4% over the past year — faster than the nation's +1.2%.
Asking rents in Haverstraw, NY rose 3.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Haverstraw runs $11/mo more than renting one. The gap peaked at $235 in Feb 2025.
That is $3,501 a month against $3,490 rent: a $2,382 mortgage payment, plus $634 property tax and $486 insurance & upkeep.
Owning vs renting — Haverstraw
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,501
- Renting$3,490
- Mortgage only$2,382
Property tax · $634/mo 1.68% of value a year — the ACS 2020-2024 median bill over the median home value for Rockland County, NY
Insurance & upkeep · $486/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Haverstraw, Rockland County, New York
Haverstraw is a village of 12,323 people in Rockland County. Half its households earn more than $75,167 a year and half less, against $109,959 across Rockland County; 16% of its people live below the poverty line. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in Rockland County was 3.8% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Haverstraw is a village in Rockland County, on the west side of the Hudson River. It is a place with a younger population than many older homeowners may expect, and renters make up a larger part of the village than they do across the county as a whole. Household incomes are well below the county's, and a good number of residents live below the poverty line. Winters are cold, with January highs near freezing and lows well below it, and a fair amount of snow falls each year. Summers are warm, and the town sees plenty of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, with others in professional and business services, restaurants and hotels, and shops. Across Rockland County, some of the largest workplaces are Good Samaritan Hospital, the Clarkstown Central School District and the East Ramapo Central School District. The commute for a typical worker is a fairly long one, and only a small share of people work from home.
Things to do. The best known places within reach are all a longer drive away. The United States Military Academy at West Point is a museum with a long history on the Hudson, and the Metropolitan Museum of Art is one of the great museums of the country. Central Park, a garden in the middle of New York City, is also a longer drive, as is the Bronx Zoo.
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- 3,740households
- 25%of adults have a degree
- 16%below the poverty line
- 29 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Rockland County had 138,234 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 17°; warmest in July, with highs near 83° and lows near 61°. About 40 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Yorktown Hts 1W weather station, 10 miles away (NOAA).
Largest workplaces in Rockland County
- Clarkstown Central School DistrictSchool district1,693FTE
- Good Samaritan HospitalGeneral hospital1,507FTE
- East Ramapo Central School District (spring Valley)School district1,405FTE
- Montefiore Nyack HospitalGeneral hospital1,306FTE
- RocklandPsychiatric hospital1,277FTE
- Haverstraw-stony Point CSD (north Rockland)School district1,235FTE
- Rockland Community CollegeTwo-year college892
- Human Care Services for Families and ChildrenCorporate offices795
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 125 workplaces with 20 or more staff, 17,263 people in all across the county; Haverstraw has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Coastal floodingRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingrelatively high in parts of HaverstrawRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Haverstraw’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rockland County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Haverstraw home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Haverstraw$453,759
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 4 Haverstraw listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Haverstraw22.76%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Haverstraw25
New listings per month
Sellers arriving at the market.
- Haverstraw8
Zip codes with a Haverstraw address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Haverstraw — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.