Hayden, Idaho.
Typical home $647,889 (+2.9% in a year), asking rent $2,184 (+1.8%). Coeur d'Alene, ID metro.
to buy the typical home at today's mortgage rate — +$2,030 (+148%) since Jan 2020.
- 1 year
- Up $18,080 +3%
- $629,810$647,889 since Sep 2025
- 5 years
- Up $82,997 +15%
- $564,892$647,889 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hayden$3,401
- Idaho$2,502
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Hayden, ID rose 2.9% over the past year — faster than the nation's +1.2%.
Asking rents in Hayden, ID rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Hayden runs $2,146/mo more than renting one. The gap peaked at $2,156 in Oct 2023.
That is $4,330 a month against $2,184 rent: a $3,401 mortgage payment, plus $236 property tax and $694 insurance & upkeep.
Owning vs renting — Hayden
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,330
- Renting$2,184
- Mortgage only$3,401
Property tax · $236/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Kootenai County, ID
Insurance & upkeep · $694/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Hayden, Kootenai County, Idaho
Hayden is a city of 15,570 people in Kootenai County. Half its households earn more than $82,958 a year and half less, against $81,861 across Kootenai County; 8% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Kootenai County was 3.8% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hayden is a city in Kootenai County, in the Idaho Panhandle. Residents are somewhat older than in many places, and most homes are lived in by their owners. Household incomes run a little above the county's, and homes here cost a good deal to buy, with rents that are not low either. A four-year degree is held by a minority of adults. Winters are cold, with the coldest weather in December, and summers are warm, with August the warmest month. The year brings a moderate amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Among the biggest workplaces in Hayden are Walmart, Selkirk Sport and Triple Play. Unemployment in the county is a little lower than it was a year earlier, and the county has added a small number of jobs. A typical commute is fairly short, and a good number of people work from home.
Things to do. Lake Hayden is a lake a short drive away, and Fort Sherman is a fort that is also a short drive away. The North Idaho Centennial Trail, a protected area, is another short drive. For a longer outing, Coeur D'Alene Lake is a longer drive away.
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- 6,169households
- 27%of adults have a degree
- 8%below the poverty line
- 22 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Kootenai County had 71,925 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 36° and lows near 26°; warmest in August, with highs near 83° and lows near 56°. About 25 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Coeur D'alene weather station, 6 miles away (NOAA).
Largest workplaces in Hayden
- WalmartWarehouse clubs and supercenters424
- Selkirk SportManufacturing- pickleball176
- Triple PlayWater parks, amusement116
- Hayden Super 1 FoodsGrocery stores99
- Woodboat BuildersOffice building construction92
- AlbertsonsSupermarkets and other grocery stores89
- StanCraft BoatsBoats manufacturing79
- J-U-B Engineers, Inc - 20 Coeur d'AleneCivil engineering services64
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 1,914 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Cold wavesrelatively high in parts of HaydenRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hayden’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kootenai County and the Coeur d'Alene, ID metro.
Hayden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hayden$647,889
- Idaho$476,754
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Hayden listings, and the typical home goes pending in 36 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hayden30.26%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Hayden36
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hayden189
New listings per month
Sellers arriving at the market.
- Hayden47
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hayden$644,750
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Hayden98.71%
Zip codes with a Hayden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hayden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.