Hemlock, New York.
. Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Hemlock, Ontario County, New York
Hemlock, in Ontario County, had 455 people in the 2020 census. Half its households earn more than $109,159 a year and half less, against $82,324 across Ontario County; 0% of its people live below the poverty line. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Ontario County was 3.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Ontario County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hemlock is a very small community in Ontario County, New York, and nearly everyone who lives here owns their home. Household incomes run well above the county's, and poverty is rare. Winters are cold and snowy, with January the coldest month, while summers are pleasantly warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and professional and business services. The commute is on the long side, and a small share of people work from home. Across Ontario County, larger workplaces include Fredrick Ferris Thompson Hospital, Canandaigua City School District and Hobart William Smith Colleges, and the job market there has stayed close to level, with unemployment little changed from a year ago.
Things to do. Water is close at hand: Conesus Lake and Honeoye Lake are both a short drive away, and Harriet Hollister Spencer State Recreation Area is a short drive too, for walking and time outdoors. A longer drive brings you to Letchworth State Park, a protected area, and to the George Eastman Museum.
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- 0%below the poverty line
- 32 mintypical commute
- 7%work from home
What people in Ontario County work in
Employed residents by industry, from the Census survey. Ontario County had 53,686 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 80° and lows near 60°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hemlock weather station, a mile away (NOAA).
Largest workplaces in Ontario County
- Fredrick Ferris Thompson HospitalGeneral hospital1,219FTE
- O'Connell Electric CompanyElectrical work1,100
- NY College & University934
- Veterans Health AdministrationFederal government · Department of Veterans Affairs744
- Victor Central School DistrictSchool district727FTE
- Canandaigua City School DistrictSchool district626FTE
- Hobart William Smith CollegesUniversity or college619
- Geneva General HospitalGeneral hospital614FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 130 workplaces with 20 or more staff, 18,646 people in all across the county; Hemlock has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
FEMA rates every natural hazard here relatively low or very low.
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hemlock’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ontario County and the Rochester, NY metro.
Hemlock home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Hemlock address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hemlock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.