Henderson, Kentucky.
Typical home $201,538 (+2.4% in a year), asking rent $940 . Evansville, IN-KY metro.
to buy the typical home at today's mortgage rate — +$560 (+113%) since Jan 2020.
- 1 year
- Up $4,800 +2%
- $196,738$201,538 since Sep 2025
- 5 years
- Up $44,921 +29%
- $156,617$201,538 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Henderson$1,058
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Henderson, KY rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Henderson, Henderson County, Kentucky
Henderson is a city of 27,981 people in Henderson County. Half its households earn more than $48,186 a year and half less, against $58,851 across Henderson County; 19% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Henderson was 4.4% in August 2026, and Henderson County had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Henderson is a small city on the Ohio River, with a population that sits around the middle of the age range and incomes below the county's. Fewer residents have a four-year degree than in many towns, and a little more homes are lived in by their owners than by renters. Winters are cold, with only a little snow, summers are warm, and rain and melted snow are fairly plentiful through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Among the largest workplaces in the city are Henderson County Schools, Deaconess Henderson Hospital and Gibbs Die Casting. Unemployment is no different from a year earlier, and a typical commute is short.
Things to do. John James Audubon State Park, a protected area a short drive away, is a natural place for a walk, and USS LST-325, a museum ship, is also a short drive off. For a day out, Mesker Park Zoo and Botanic Garden is a longer drive away. The Evansville Museum of Arts, History and Science is another museum a short drive from town.
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- 12,341households
- 19%of adults have a degree
- 19%below the poverty line
- 20 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Henderson County had 18,611 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 24°; warmest in July, with highs near 88° and lows near 67°. About 1 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Henderson State Police weather station, 3 miles away (NOAA).
Largest workplaces in Henderson
- Henderson County SchoolsSchool district1,070FTE
- Gibbs Die CastingAluminum die-castings, unfinished, manufacturing744
- Deaconess Henderson HospitalGeneral hospital504FTE
- WalmartWarehouse clubs and supercenters366
- Dana Inc (Henderson Facility)Automotive parts manufacturer309
- Audubon MetalsAluminum ingot, secondary smelting of aluminum and manufacturing293
- Lowe's Companies, INCHomecenter134
- Hercules Manufacturing CompanyAssembly plant construction123
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 35 workplaces with 20 or more staff, 3,985 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- Earthquakesrelatively high in parts of HendersonRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Henderson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Henderson County and the Evansville, IN-KY metro.
Henderson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Henderson$201,538
- Kentucky$230,909
- United States$366,157
Sellers are cutting prices on about 1 in 4 Henderson listings, and the typical home goes pending in 14 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Henderson27.02%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Henderson14
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Henderson110
New listings per month
Sellers arriving at the market.
- Henderson42
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Henderson$207,833
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Henderson98.11%
Zip codes with a Henderson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Henderson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.