Henrietta, New York.
Typical home $305,059 (+5.8% in a year), asking rent $1,474 (+3.9%). Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$262 (+20%) since Jan 2024.
- 1 year
- Up $16,770 +6%
- $288,289$305,059 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Henrietta$1,601
- New York$2,755
- United States$1,922
Typical home values in Henrietta, NY rose 5.8% over the past year — faster than the nation's +1.2%.
Asking rents in Henrietta, NY rose 3.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in Henrietta runs $1,121/mo more than renting one — the widest that gap has been in this data.
That is $2,596 a month against $1,474 rent: a $1,601 mortgage payment, plus $668 property tax and $327 insurance & upkeep.
Owning vs renting — Henrietta
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,596
- Renting$1,474
- Mortgage only$1,601
Property tax · $668/mo 2.63% of value a year — the ACS 2020-2024 median bill over the median home value for Monroe County, NY
Insurance & upkeep · $327/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Henrietta, Monroe County, New York
Henrietta is a town of 47,096 people in Monroe County. Half its households earn more than $85,943 a year and half less, against $76,382 across Monroe County; 12% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Monroe County was 4.4% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Henrietta is a large suburban town in Monroe County, home to more people than many places that call themselves cities. Residents are younger than in most of the country, which fits a town with a big university and a lot of rental housing alongside the many homes lived in by their owners. Household incomes run above the county's, and a good share of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, with professional and business services, manufacturing, and restaurants and hotels also employing large numbers. Rochester Institute of Technology, L3Harris Global Communications and the Rush-Henrietta Central School District are among the largest workplaces in Henrietta. Commutes are short, and some residents work from home.
Things to do. The city's best-known museums are a short drive away, including the George Eastman Museum and The National Museum of Play, with the Memorial Art Gallery close by as well. For time outdoors, High Falls is a waterfall a short drive away, and Conesus Lake is a longer drive south. Winters are cold and very snowy, summers are warm, and rain and melted snow fall through the year, so the seasons shape most outdoor plans.
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- 17,959households
- 44%of adults have a degree
- 12%below the poverty line
- 18 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 386,911 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 19°; warmest in July, with highs near 82° and lows near 62°. About 102 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rochester Greater International Airport weather station, 5 miles away (NOAA).
Largest workplaces in Henrietta
- Lewis Tree ServiceTree and brush trimming, overhead utility line4,751
- Rochester Institute of TechnologyUniversity or college4,306
- L3Harris Global CommunicationsMobile communications equipment manufacturing1,621
- Rush-henrietta Central School DistrictSchool district1,223FTE
- CooperVision West Henrietta Distribution & Packaging CenterGeneral warehousing and storage645
- RochesterMail and parcel delivery611
- Charter CommunicationsWired telecommunication carriers483
- Plug PowerFuel cells, electrochemical generators, manufacturing459
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 111 workplaces with 20 or more staff, 19,441 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Monroe County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Rochester, NY metro.
Henrietta home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Henrietta$305,059
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 8 Henrietta listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Henrietta19
New listings per month
Sellers arriving at the market.
- Henrietta10
Zip codes with a Henrietta address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Henrietta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.