Hephzibah, Georgia.
Typical home $215,517 (+2.0% in a year), asking rent $1,502 (+4.1%). Augusta-Richmond County, GA-SC metro.
to buy the typical home at today's mortgage rate — +$608 (+116%) since Jan 2020.
- 1 year
- Up $4,268 +2%
- $211,250$215,517 since Sep 2025
- 5 years
- Up $40,989 +23%
- $174,528$215,517 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hephzibah$1,131
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Hephzibah, GA rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Hephzibah, GA rose 4.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Hephzibah runs $11/mo more than renting one. The gap peaked at $292 in Oct 2021.
That is $1,514 a month against $1,502 rent: a $1,131 mortgage payment, plus $152 property tax and $231 insurance & upkeep.
Owning vs renting — Hephzibah
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,514
- Renting$1,502
- Mortgage only$1,131
Property tax · $152/mo 0.84% of value a year — the ACS 2020-2024 median bill over the median home value for Richmond County, GA
Insurance & upkeep · $231/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Hephzibah, Richmond County, Georgia
Hephzibah is a city of 3,830 people in Richmond County. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Richmond County was 4.6% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Richmond County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hephzibah is a small city in Richmond County, Georgia, where most homes are lived in by their owners. Typical home values are modest, though rents run fairly high next to what a home costs to buy. Winters are mild, with only a dusting of snow in most years, and summers are long and hot, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Some of the larger workplaces in town are the State Specialty Schools, Floco Foods and RAM Fabrication-augusta. Unemployment across Richmond County is a little lower than it was a year ago, and the number of jobs there has held steady.
Things to do. Fort Gordon and Augusta International Raceway are both a short drive away. A longer drive brings you to the Morris Museum of Art, a museum, and to Lake Strom Thurmond, a large reservoir with room for time on the water. Augusta Botanical Gardens, also a longer drive away, suits a quiet afternoon outdoors.
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- 1,188households
- 20%of adults have a degree
- 8%work from home
What people in Richmond County work in
Employed residents by industry, from the Census survey. Richmond County had 104,220 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 60° and lows near 35°; warmest in July, with highs near 94° and lows near 72°. About 1 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Augusta Bush Field Airport weather station, 9 miles away (NOAA).
Largest workplaces in Hephzibah
- State Specialty Schools I- Georgia School for Innovation andSchool district100FTE
- Floco FoodsGrocery stores61
- HephzibahMail and parcel delivery57
- RAM Fabrication-augustaSheet metal work manufacturing41
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 159 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hephzibah’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Richmond County and the Augusta-Richmond County, GA-SC metro.
Hephzibah home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hephzibah$215,517
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Hephzibah listings, and the typical home goes pending in 49 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hephzibah29.97%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Hephzibah49
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hephzibah126
New listings per month
Sellers arriving at the market.
- Hephzibah28
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hephzibah$182,675
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Hephzibah96.96%
Zip codes with a Hephzibah address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hephzibah — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.