Herkimer, New York.
. Utica-Rome, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Herkimer, Herkimer County, New York
Herkimer is a village of 7,234 people in Herkimer County. 53% of its homes are lived in by their owners and 47% are rented. Unemployment in Herkimer County was 4.2% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Herkimer is a village in the Mohawk Valley of central New York, and its residents are older than in most of the country. More households here rent than across most of the country, and a good share of residents live on tight budgets. Winters are cold and snowy, with January the coldest month, while summers are warm.
Work. Most residents work in schools, hospitals and social care, followed by shops, other services, and restaurants, hotels and entertainment. In town, Walmart, Foltsbrook Center and the Herkimer Central School District are among the largest workplaces. Few residents have a four-year degree, and the trip to work is a fairly short one; some people work from home.
Things to do. Fort Dayton and West Canada Creek are in or beside town, giving a bit of local history and some water to walk along. A longer drive brings you to the National Baseball Hall of Fame and Museum, and to Otsego Lake, which suits a day by the water.
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- 3,326households
- 16%of adults have a degree
- 26%below the poverty line
- 20 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Herkimer County had 15,878 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 11°; warmest in July, with highs near 81° and lows near 58°.
Average daily high and low, 1991–2020, at the Little Falls City Rsch weather station, 7 miles away (NOAA).
Largest workplaces in Herkimer
- WalmartWarehouse clubs and supercenters422
- Foltsbrook CenterHome nursing services, private practice190
- Herkimer Central School DistrictSchool district171FTE
- HannafordGrocery stores148
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 760 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Herkimer’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Herkimer County and the Utica-Rome, NY metro.
Herkimer home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 4 Herkimer listings — the market is cooling.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Herkimer25.35%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Herkimer35
New listings per month
Sellers arriving at the market.
- Herkimer9
Zip codes with a Herkimer address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Herkimer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.