Herndon, Kentucky.
Typical home $248,861 (+4.1% in a year). Clarksville, TN-KY metro.
to buy the typical home at today's mortgage rate — +$783 (+150%) since Jan 2020.
- 1 year
- Up $9,891 +4%
- $238,969$248,861 since Sep 2025
- 5 years
- Up $72,857 +41%
- $176,003$248,861 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Herndon$1,306
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Herndon, KY rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Herndon, Christian County, Kentucky
The Census does not count Herndon on its own, so the figures here are Christian County's. Half the county's households earn more than $55,494 a year and half less; 17% of the county's people live below the poverty line. 50% of the county's homes are lived in by their owners and 50% are rented. Unemployment in Christian County was 5.4% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most people in Christian County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Herndon is a small town in Christian County, in western Kentucky. Winters here are cold, summers are hot, and snow is light, while rain falls generously through the year. Most homes are owned by the people who live in them, and typical home values are modest compared with much of the country.
Work. Many residents work in schools, hospitals and social care, and manufacturing and retail also employ people here. Unemployment has held steady over the past year, though the number of jobs dipped a little. Most commutes are short, and working from home is uncommon. A smaller share of adults hold a college degree than the national average, and household incomes run lower than the national typical.
Things to do. Fort Donelson National Battlefield, an archaeological site, is a longer drive away. Don F. Pratt Memorial Museum, a museum, is also a longer drive away. Land Between the Lakes National Recreation Area, a protected area, is further still, and it offers a wide range of outdoor space.
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- 25,725households
- 28.8median age
- 20%of adults have a degree
- 17%below the poverty line
- 20 mintypical commute
- 4%work from home
What people in Christian County work in
Employed residents by industry, from the Census survey. Christian County had 31,172 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 88° and lows near 70°. About 5 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hopkinsville weather station, 10 miles away (NOAA).
Largest workplaces in Christian County
- WalmartGeneral warehousing and storage1,190
- Christian County SchoolsSchool district1,179FTE
- Jennie Stuart Medical CenterGeneral hospital829FTE
- Proeza GroupChassis, light truck and utility, manufacturing800
- Martinrea of HopkinsvilleAutomotive, truck and bus steering assemblies and parts manufacturing500
- Churchill DownsCasino hotels402
- WalmartWarehouse clubs and supercenters350
- SIMOS Insourcing SolutionsStaffing335
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 72 workplaces with 20 or more staff, 10,259 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Ice stormsRelatively high
- EarthquakesRelatively moderate
- LightningRelatively moderate
- DroughtRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Christian County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Christian County and the Clarksville, TN-KY metro.
Herndon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Herndon$248,861
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Herndon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Herndon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Herndon
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 42236 | Herndon | 931 | — | $250,334 |
| 42254 | La Fayette | 227 | — | $154,621 |