Holbrook, New York.
Typical home $682,781 (+7.1% in a year), asking rent $2,811 (+5.0%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,975 (+123%) since Jan 2020.
- 1 year
- Up $45,257 +7%
- $637,524$682,781 since Sep 2025
- 5 years
- Up $172,267 +34%
- $510,514$682,781 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holbrook$3,584
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Holbrook, NY rose 7.1% over the past year — faster than the nation's +1.2%.
Asking rents in Holbrook, NY rose 5.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Holbrook runs $2,488/mo more than renting one — the widest that gap has been in this data.
That is $5,299 a month against $2,811 rent: a $3,584 mortgage payment, plus $984 property tax and $731 insurance & upkeep.
Owning vs renting — Holbrook
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,299
- Renting$2,811
- Mortgage only$3,584
Property tax · $984/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Suffolk County, NY
Insurance & upkeep · $731/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Holbrook, Suffolk County, New York
Holbrook, in Suffolk County, had 26,487 people in the 2020 census. Half its households earn more than $144,760 a year and half less, against $130,686 across Suffolk County; 5% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holbrook is a suburban community on Long Island, in Suffolk County. Household incomes run above the county's, and fewer people live below the poverty line than you might expect for the region. Most homes are lived in by their owners, and the typical home value and rent are both on the high side. Winters are cold, with January the coldest month, and the town sees a fair amount of snow, while summers are warm, with July the warmest month.
Work. Many residents work in schools, hospitals and social care, with professional and business services, shops and government close behind. Among the largest workplaces in Holbrook are Costco Wholesale, Nestle Health Science and FedEx. Commutes are fairly long, and a modest number of people work from home.
Things to do. For time outdoors, Fire Island National Seashore and Heckscher State Park are both protected areas a short drive away. The Long Island Maritime Museum, also a short drive away, is a museum for those who prefer an indoor outing. Sunken Meadow State Park is another protected area, a longer drive away.
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- 8,922households
- 34%of adults have a degree
- 5%below the poverty line
- 34 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 25°; warmest in July, with highs near 83° and lows near 67°. About 32 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Islip Li Macarthur Airport weather station, 2 miles away (NOAA).
Largest workplaces in Holbrook
- Costco WholesaleWholesale grocer305
- Nestle Health ScienceGrinding and milling botanicals285
- FedExCourier and express delivery services202
- Sunrise Senior Living, LLC.Nursing care facilities72
- Metropolitan Construction SystemsRoofing contractors70
- HolbrookMail and parcel delivery54
- G & M Earth MovingAddition, alteration and renovation general contractors, commercial and institutional building35
- Retail Project Management ofAddition, alteration and renovation general contractors, commercial and institutional building35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,114 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holbrook’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Holbrook home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holbrook$682,781
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 8 Holbrook listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Holbrook12.46%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holbrook48
New listings per month
Sellers arriving at the market.
- Holbrook22
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Holbrook address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holbrook — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.