Holmes Mill, Kentucky.
Typical home $64,615 (+1.4% in a year).
to buy the typical home at today's mortgage rate — +$165 (+95%) since Jan 2020.
- 1 year
- Up $889 +1%
- $63,726$64,615 since Sep 2025
- 5 years
- Up $11,249 +21%
- $53,366$64,615 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holmes Mill$339
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Holmes Mill, KY rose 1.4% over the past year — faster than the nation's +1.2%.
Living in Holmes Mill, Harlan County, Kentucky
The Census does not count Holmes Mill on its own, so the figures here are Harlan County's. Half the county's households earn more than $41,693 a year and half less; 27% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Harlan County was 5.9% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Harlan County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holmes Mill sits in the hills of Harlan County in eastern Kentucky, where steep, narrow valleys shaped the land and the people who settled it. Winters are cold and bring some snow, while summers are warm and rain falls often throughout the year. Most homes are lived in by the people who own them, and home values are modest by national standards.
Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, or for government. Jobs across the county dipped slightly last year, but unemployment has eased compared with a year earlier. Most people drive to work, and working from home is uncommon here.
Things to do. Kingdom Come State Park and Stone Mountain Wilderness are both a short drive away, offering protected land to explore. The Kentucky Coal Mining Museum, also a short drive off, tells the story of the mining that has long shaped the area. The Holston River is a longer drive away for those who want to spend time by water.
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- 10,731households
- 40.9median age
- 13%of adults have a degree
- 27%below the poverty line
- 24 mintypical commute
- 6%work from home
What people in Harlan County work in
Employed residents by industry, from the Census survey. Harlan County had 6,247 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 24°; warmest in July, with highs near 84° and lows near 63°. About 9 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Big Stone Gap weather station, 8 miles away (NOAA).
Largest workplaces in Harlan County
- Harlan County SchoolsSchool district638FTE
- Harlan ARH HospitalConvalescent homes or convalescent hospitals402
- Harlan ARHGeneral hospital315FTE
- Southeast Kentucky Community & Technical CollegeTwo-year college277
- WalmartDiscount department stores173
- Harlan Health and Rehabilitation CenterNursing homes154
- K VA T Food StoresSupermarket124
- Southeastern Ky Rehabilitation IndustriesCut and sew apparel contractors122
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,543 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Harlan County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harlan County.
Holmes Mill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holmes Mill$64,615
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Holmes Mill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holmes Mill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.