States · New York · Dutchess County

Holmes, New York.

. Poughkeepsie-Newburgh-Middletown, NY metro.

What it costs per month · Holmes $2,755/mo

to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • New York$2,755
  • United States$1,922

Living in Holmes, Dutchess County, New York

The Census does not count Holmes on its own, so the figures here are Dutchess County's. Half the county's households earn more than $99,478 a year and half less; 8% of the county's people live below the poverty line. 69% of the county's homes are lived in by their owners and 31% are rented. Unemployment in Dutchess County was 3.9% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most people in Dutchess County work in schools and health care, then professional services.

People 298,000 about, in Dutchess County: the Census does not count Holmes on its own
Household income $99,478 the median in Dutchess County, give or take $2,151
Unemployment 3.9% Dutchess County, August 2026; 3.7% a year before
Homes 69% lived in by their owners; 31% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Holmes is a town in Dutchess County, New York, in the Hudson Valley. Most homes here are lived in by their owners, and many adults hold a college degree. Winters are cold and snowy, and summers are warm, with rain spread through the year.

Work. Many residents work in schools, hospitals and social care, or in professional and business services. Shops, restaurants, hotels and entertainment also employ many people across the county. Jobs in Dutchess County grew over the past year, and unemployment has edged up slightly from a year earlier.

Things to do. Sylvan Lake and West Branch Reservoir are both a short drive away, good places for a walk or a day by the water. Dia Beacon, a museum of contemporary art, is a longer drive away.

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  • 116,275households
  • 42.5median age
  • 42%of adults have a degree
  • 8%below the poverty line
  • 31 mintypical commute
  • 15%work from home

What people in Dutchess County work in

  • Schools, hospitals and social care30%
  • Professional and business services11%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment8%
  • Manufacturing7%
  • Building trades6%

Employed residents by industry, from the Census survey. Dutchess County had 116,699 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 35° 17° F M A M J J 83° 63° A S O N D
Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 83° and 63° 20° 40° 60° 80° J 35° 17° F M A M J J 83° 63° A S O N D

Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 83° and lows near 63°. About 58 inches of snow and 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Stormville weather station, 3 miles away (NOAA).

Largest workplaces in Dutchess County

  1. Vassar Brothers Medical CenterGeneral hospital2,423FTE
  2. AmazonGeneral warehousing and storage2,382
  3. Dutchess County GovernmentExecutive offices, federal, state, and local1,787
  4. Wappingers Central School DistrictSchool district1,737FTE
  5. Arlington Central School DistrictSchool district1,519FTE
  6. Marist CollegeUniversity or college1,244
  7. Vassar CollegeUniversity or college1,227
  8. Bard CollegeUniversity or college1,046

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 190 workplaces with 20 or more staff, 29,290 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. Inland floodingRelatively moderate
  4. LandslidesRelatively moderate
  5. HurricanesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Dutchess County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dutchess County and the Poughkeepsie-Newburgh-Middletown, NY metro.

Holmes home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2021 2022 2023 2024 2025 2026 Holmes 15
5 10 15 20 25 2022 2024 2026
  • Holmes15

Zip codes with a Holmes address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holmes — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Holmes