Holstein, Iowa.
Typical home $193,340 (+6.5% in a year).
to buy the typical home at today's mortgage rate — +$562 (+124%) since Jan 2020.
- 1 year
- Up $11,788 +6%
- $181,551$193,340 since Sep 2025
- 5 years
- Up $42,361 +28%
- $150,979$193,340 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holstein$1,015
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Holstein, IA rose 6.5% over the past year — faster than the nation's +1.2%.
Living in Holstein, Ida County, Iowa
Holstein is a city of 1,501 people in Ida County. Half its households earn more than $64,115 a year and half less, against $63,073 across Ida County; 17% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Ida County was 2.6% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holstein is a small city in Ida County, Iowa, where most homes are lived in by their owners. Household incomes run a little above the county's, and a good many adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, and summers turn warm in July, with a fair amount of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in shops, and in transport, warehouses and utilities. Among the largest workplaces in Holstein are VTI - Architectural Wood Products, the City of Holstein and Holstein Senior Living. Commutes are short, and very few people work from home.
Things to do. For time outdoors, Black Hawk State Park is a protected area a longer drive away. Also a longer drive away is the Living Heritage Tree Museum, and Battle Creek is a river in the same area for anyone who likes to be near water.
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- 675households
- 35%of adults have a degree
- 17%below the poverty line
- 13 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Ida County had 3,654 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 9°; warmest in July, with highs near 81° and lows near 63°. About 35 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Holstein weather station, under a mile away (NOAA).
Largest workplaces in Holstein
- VTI - Architectural Wood ProductsDoors, wood and covered wood, manufacturing618
- City of HolsteinAuditor's offices, government29
- Holstein Senior LivingAssisted-living facilities with on-site nursing facilities26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 673 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- TornadoesVery high
- DroughtRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holstein’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ida County.
Holstein home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holstein$193,340
- Iowa$236,623
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holstein14
Zip codes with a Holstein address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holstein — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.