Horsham, Pennsylvania.
Typical home $439,519 (+1.9% in a year), asking rent $1,744 (+4.2%). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
to buy the typical home at today's mortgage rate — +$116 (+5%) since Dec 2023.
- 1 year
- Up $8,228 +2%
- $431,291$439,519 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Horsham$2,307
- Pennsylvania$1,507
- United States$1,922
Typical home values in Horsham, PA rose 1.9% over the past year — faster than the nation's +1.2%.
Asking rents in Horsham, PA rose 4.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Horsham runs $1,526/mo more than renting one. The gap peaked at $1,713 in Feb 2025.
That is $3,270 a month against $1,744 rent: a $2,307 mortgage payment, plus $493 property tax and $471 insurance & upkeep.
Owning vs renting — Horsham
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,270
- Renting$1,744
- Mortgage only$2,307
Property tax · $493/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, PA
Insurance & upkeep · $471/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Horsham, Montgomery County, Pennsylvania
Horsham, in Montgomery County, had 15,193 people in the 2020 census. Half its households earn more than $94,987 a year and half less, against $113,915 across Montgomery County; 5% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Montgomery County was 3.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Horsham is a community in Montgomery County with a younger population than many Pennsylvania towns, and most homes are lived in by their owners. Household incomes are below the county's, and a good share of adults hold a four-year degree. Winters are cold, with January the coldest month and highs hovering around freezing-to-chilly levels, while summers turn warm, with July the warmest month.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in the building trades and in manufacturing. Some of the largest workplaces in Horsham are UPS, the Hatboro-Horsham School District and Avo Photonics. A fair number of people work from home, and the typical commute is a moderate one.
Things to do. Philadelphia's best-known sights are a longer drive away. Independence Hall, an archaeological site, is the most famous, and the Philadelphia Museum of Art is one of the city's major museums. The Franklin Institute, a science museum, is also a longer drive away.
Report a mistake
- 6,025households
- 44%of adults have a degree
- 5%below the poverty line
- 25 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 504,216 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 85° and lows near 67°.
Average daily high and low, 1991–2020, at the Willow Grove Nas weather station, a mile away (NOAA).
Largest workplaces in Horsham
- UPSCouriers and express delivery services2,096
- Hatboro-Horsham SDSchool district783FTE
- Avo PhotonicsAmplifiers, magnetic, pulse, and maser, manufacturing445
- InterstateJanitorial services420
- Johnson ControlsPlumbing heating and ac413
- Interstate MaintenanceJanitorial services396
- Interstate Building MaintenanceJanitorial services353
- C&D TechnologiesBatteries, storage, manufacturing158
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 6,146 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Horsham’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
Horsham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Horsham$439,519
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 3 Horsham listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Horsham37.96%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Horsham25
New listings per month
Sellers arriving at the market.
- Horsham10
Zip codes with a Horsham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Horsham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.