Houma, Louisiana.
Typical home $186,767 (-3.9% in a year), asking rent $1,336 (+5.7%). Houma-Thibodaux, LA metro.
to buy the typical home at today's mortgage rate — +$233 (+31%) since Jan 2020.
- 1 year
- Down $7,516 -4%
- $194,283$186,767 since Sep 2025
- 5 years
- Down $19,123 -9%
- $205,890$186,767 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Houma$980
- Louisiana$1,123
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Houma, LA fell 3.9% over the past year — slower than the nation's +1.2%.
Asking rents in Houma, LA rose 5.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Houma runs $86/mo less than renting one. The gap peaked at $276 in May 2024.
That is $1,250 a month against $1,336 rent: a $980 mortgage payment, plus $70 property tax and $200 insurance & upkeep.
Owning vs renting — Houma
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,250
- Renting$1,336
- Mortgage only$980
Property tax · $70/mo 0.45% of value a year — the ACS 2020-2024 median bill over the median home value for Terrebonne Parish, LA
Insurance & upkeep · $200/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Houma, Terrebonne Parish, Louisiana
Houma is a city of 33,406 people in Terrebonne Parish. Half its households earn more than $58,194 a year and half less, against $64,836 across Terrebonne Parish; 16% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Houma was 3.4% in August 2026, and Terrebonne Parish had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Houma is a small city in Terrebonne Parish where most homes are lived in by their owners. The population is younger than in many American towns, and incomes run below the parish's. Winters are mild and summers are hot, with little or no snow and plenty of rain through the year.
Work. Many residents work in schools, hospitals and social care, and in shops. Others work in professional and business services or in the building trades. Walmart, Gulf Coast Social Services and Quality Process Services, an oilfield services company, are among the largest workplaces in Houma, and the typical commute is short.
Things to do. For time outdoors, Mandalay National Wildlife Refuge is a protected area a short drive away. Lake Salvador and Lac des Allemands are both lakes, a longer drive away, and good places to spend a day by the water. The Edward Douglass White House, a museum, is also a longer drive away.
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- 13,346households
- 24%of adults have a degree
- 16%below the poverty line
- 20 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Terrebonne Parish had 47,828 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 44°; warmest in August, with highs near 91° and lows near 74°. About 65 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Houma weather station, 8 miles away (NOAA).
Largest workplaces in Houma
- WalmartWarehouse clubs and supercenters295
- Gulf Coast Social Services- HoumaSocial service agencies, family155
- Quality Process ServicesOilfield services148
- ASAP Industries ManufacturingMachine shops134
- HoumaMail and parcel delivery130
- The Oaks of HoumaSkilled nursing facilities128
- Rouses MarketGrocery stores115
- Leblanc and AssociatesHvac r fabrication85
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 1,774 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Heat wavesRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Houma’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Terrebonne Parish and the Houma-Thibodaux, LA metro.
Houma home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Houma$186,767
- Louisiana$213,867
- United States$366,157
Sellers are cutting prices on about 1 in 5 Houma listings, and the typical home goes pending in 68 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Houma19.01%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Houma68
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Houma377
New listings per month
Sellers arriving at the market.
- Houma60
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Houma$197,532
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Houma96.92%
Zip codes with a Houma address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Houma — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Houma
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 70364 | Houma | 28,716 | $1,248 | $189,280 |
| 70360 | Houma | 28,574 | $1,354 | $260,395 |
| 70363 | Houma | 24,127 | $1,267 | $126,866 |