Hovland, Minnesota.
Typical home $318,310 (+1.7% in a year).
to buy the typical home at today's mortgage rate — $113 (-6%) since Nov 2023.
- 1 year
- Up $5,371 +2%
- $312,939$318,310 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hovland$1,671
- Minnesota$1,831
- United States$1,922
Typical home values in Hovland, MN rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Hovland, Cook County, Minnesota
The Census does not count Hovland on its own, so the figures here are Cook County's. Half the county's households earn more than $72,638 a year and half less; 10% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Cook County was 3.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Cook County work in restaurants and hotels, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hovland is a small town in Cook County, on the North Shore of Lake Superior in northeastern Minnesota. Across the county, most homes are lived in by their owners, and residents are older on average than most of the country. Winters are colder and snowier than in most of the country, and summers are mild.
Work. Across Cook County, many residents work in restaurants, hotels and entertainment, or in schools, hospitals and social care. Shops and government also employ a good number of people. Commutes are shorter than in most parts of the country, and a sizable share of adults hold a four-year degree.
Things to do. Judge C. R. Magney State Park, a protected area, is a short drive away, and Grand Portage National Monument, also a protected area, is a longer drive away. Lake Abita, a lake, is a longer drive away as well. Many of the nearby rivers, such as the Lower Stump River and the Stump River, are a short drive away.
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- 2,710households
- 53.0median age
- 47%of adults have a degree
- 10%below the poverty line
- 17 mintypical commute
- 22%work from home
What people in Cook County work in
Employed residents by industry, from the Census survey. Cook County had 2,646 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 20° and lows near 1°; warmest in July, with highs near 74° and lows near 52°. About 55 inches of snow and 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Grand Portage weather station, 16 miles away (NOAA).
Largest workplaces in Cook County
- Lutsen MountainsSki lift and tow operators161
- North Shore HealthSkilled nursing facilities135
- ISDK-12 education115
- Cook County Public SchoolsSchool district90FTE
- Cook County Hospital DistrictCritical access hospital66FTE
- Odyssey ResortsResort hotels without casinos53
- City of Grand MaraisGeneral public administration44
- Ymca43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 576 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cook County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cook County.
Hovland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hovland$318,310
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hovland13
Zip codes with a Hovland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hovland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.