Hudson, Wisconsin.
Typical home $498,515 (+2.1% in a year), asking rent $1,805 (+6.2%). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$1,376 (+111%) since Jan 2020.
- 1 year
- Up $10,415 +2%
- $488,100$498,515 since Sep 2025
- 5 years
- Up $86,053 +21%
- $412,462$498,515 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hudson$2,617
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Hudson, WI rose 2.1% over the past year — faster than the nation's +1.2%.
Asking rents in Hudson, WI rose 6.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Hudson runs $1,831/mo more than renting one. The gap peaked at $1,924 in Jan 2025.
That is $3,636 a month against $1,805 rent: a $2,617 mortgage payment, plus $486 property tax and $534 insurance & upkeep.
Owning vs renting — Hudson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,636
- Renting$1,805
- Mortgage only$2,617
Property tax · $486/mo 1.17% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Croix County, WI
Insurance & upkeep · $534/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Hudson, St. Croix County, Wisconsin
Hudson is a city of 14,755 people in St. Croix County. Half its households earn more than $93,937 a year and half less, against $103,046 across St. Croix County; 6% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in St. Croix County was 3.4% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hudson is a small city on the Wisconsin side of the Saint Croix River, and its residents are somewhat younger than the typical American community. Household incomes run a little below those across St. Croix County, though fewer people live below the poverty line than in many places, and most homes are lived in by their owners. Homes cost more than the typical American home, and rents are not low either. Winters are cold, with January highs well below freezing and lows near single digits, while summers turn warm, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in manufacturing, in schools, hospitals and social care, in restaurants and hotels, or in shops. Among the largest workplaces in Hudson are Uline Shipping Supplies, Target and Menards. Joblessness across St. Croix County is low and has barely moved from a year earlier, and the county added a few more jobs last year. A good share of adults hold a four-year degree, and a fair number of people work from home.
Things to do. The Saint Croix River is the best known place nearby, though reaching it is a longer drive. For museums, the Minneapolis Institute of Art and the Walker Art Center are both a longer drive away, as is Saint Anthony Falls, a waterfall on the Mississippi. Sports fans can travel farther to see a game at Target Field, a stadium that is also a longer drive away.
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- 6,577households
- 43%of adults have a degree
- 6%below the poverty line
- 23 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Croix County had 37,379 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 9°; warmest in July, with highs near 85° and lows near 64°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Stillwater Southeast weather station, 6 miles away (NOAA).
Largest workplaces in Hudson
- Uline Shipping SuppliesIndustrial supplies merchant wholesalers346
- TargetDiscount department stores310
- Menards"home centers"198
- WalmartDiscount department stores190
- Festival FoodsRetail - grocery184
- Christian Community Homes and ServicesSkilled nursing facilities167
- YMCA in Hudson159
- Cardinal Health Hudson,WI PDGeneral-line drugs merchant wholesalers150
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,006 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Croix County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Croix County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Hudson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hudson$498,515
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Hudson listings, and the typical home goes pending in 43 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hudson24.26%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Hudson43
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hudson109
New listings per month
Sellers arriving at the market.
- Hudson33
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hudson$504,885
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Hudson100.77%
Zip codes with a Hudson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hudson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.