Humboldt, Illinois.
Typical home $148,672 (+5.7% in a year). Charleston-Mattoon, IL metro.
to buy the typical home at today's mortgage rate — +$354 (+83%) since Jan 2020.
- 1 year
- Up $7,970 +6%
- $140,703$148,672 since Sep 2025
- 5 years
- Up $22,035 +17%
- $126,637$148,672 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Humboldt$780
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Humboldt, IL rose 5.7% over the past year — faster than the nation's +1.2%.
Living in Humboldt, Coles County, Illinois
Humboldt is a village of 361 people in Coles County. Half its households earn more than $59,063 a year and half less, against $56,478 across Coles County; 12% of its people live below the poverty line. Unemployment in Coles County was 3.2% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Coles County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Humboldt is a very small village in Coles County, Illinois, where neighbors tend to know one another. Household incomes run a little above the county's, and homes sell for modest prices. Winters are cold, with January the coldest month, and summers turn warm in July. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and restaurants, hotels and entertainment. Few adults hold a four-year degree compared with many places, and most people travel some distance to their jobs, with only a small number working from home. Across Coles County, the largest workplaces include Sarah Bush Lincoln Health Center, Eastern Illinois University and Lake Land College.
Things to do. For time outdoors, Lincoln Log Cabin State Historic Site is a protected area and a longer drive away. Lake Shelbyville is a reservoir, and Lake Charleston is another, each a longer drive from the village. The National Museum of Ship Models and Sea History is also a longer drive, for a day indoors.
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- 145households
- 15%of adults have a degree
- 12%below the poverty line
- 23 mintypical commute
- 5%work from home
What people in Coles County work in
Employed residents by industry, from the Census survey. Coles County had 23,624 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 20°; warmest in July, with highs near 86° and lows near 66°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mattoon Coles County Airport weather station, 9 miles away (NOAA).
Largest workplaces in Coles County
- Sarah Bush Lincoln Health CenterGeneral hospital2,322FTE
- Eastern Illinois UniversityUniversity or college1,191
- Lake Land CollegeTwo-year college609
- RK HoldingsFarm supply store549
- Mattoon CUSD 2School district464FTE
- SIMOS Insourcing SolutionsStaffing402
- Charleston CUSD 1School district386FTE
- WalmartWarehouse clubs and supercenters364
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 57 workplaces with 20 or more staff, 8,859 people in all across the county; Humboldt has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- EarthquakesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Humboldt’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coles County and the Charleston-Mattoon, IL metro.
Humboldt home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Humboldt$148,672
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Humboldt address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Humboldt — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.