Inez, Kentucky.
Typical home $129,216 (-2.9% in a year).
to buy the typical home at today's mortgage rate — +$389 (+135%) since Jan 2020.
- 1 year
- Down $3,817 -3%
- $133,032$129,216 since Sep 2025
- 5 years
- Up $28,787 +29%
- $100,429$129,216 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Inez$678
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Inez, KY fell 2.9% over the past year — slower than the nation's +1.2%.
Living in Inez, Martin County, Kentucky
Inez is a city of 546 people in Martin County. Unemployment in Martin County was 8.5% in August 2026, and the county had 9.6% fewer jobs in 2025 than the year before. The most people in Martin County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Inez is a very small city and the seat of Martin County in the hills of eastern Kentucky. Homes here are modestly priced compared with much of the country. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a good deal over the course of a year.
Work. Many residents work in schools, hospitals and social care, in shops, in banks, insurance and property, or in farming, forestry and mining. Among the largest workplaces in Inez are Martin County Schools, the Bureau of Prisons federal prison and Alliance Water Resources Martin County Division. Unemployment across Martin County is high and has eased a little over the past year, though the county has fewer jobs than it did a year earlier.
Things to do. Silver Creek, Jennie Creek and Marrowbone Creek are all streams a short drive away. A longer drive brings you to Yatesville Lake State Park, a protected area, and to larger rivers such as the Tug Fork and the Levisa Fork.
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What people in Martin County work in
Employed residents by industry, from the Census survey. Martin County had 1,772 jobs in 2025, 9.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 24°; warmest in July, with highs near 86° and lows near 64°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Inez East weather station, a mile away (NOAA).
Largest workplaces in Inez
- Martin County SchoolsSchool district285FTE
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice162
- Alliance Water Resources Martin County DivisionWater treatment and distribution21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 21 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Inez’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Martin County.
Inez home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Inez$129,216
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Inez address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Inez — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.