Ione, California.
Typical home $461,584 (+0.3% in a year).
to buy the typical home at today's mortgage rate — +$1,120 (+86%) since Jan 2020.
- 1 year
- Up $1,455 +0%
- $460,129$461,584 since Sep 2025
- 5 years
- Up $18,032 +4%
- $443,552$461,584 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ione$2,423
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 87 years.
Typical home values in Ione, CA rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Ione, Amador County, California
Ione is a city of 5,141 people in Amador County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Amador County was 5.8% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ione is a small city in Amador County, in the Sierra foothills of California. Most homes are lived in by their owners, and the town skews somewhat older than younger. Winters are cool, with the coldest weather in January, summers get hot, and the year brings a moderate amount of rain and melted snow.
Work. Many residents work in restaurants, hotels and entertainment, in schools, hospitals and social care, in the building trades, or in government. Across Amador County, the largest workplaces include Mule Creek State Prison, Jackson Rancheria Casino Resort and the Amador County school district. A four-year degree is less common here than in many places, and the typical commute is a fairly long one.
Things to do. Indian Grinding Rock State Historic Park, an archaeological site, is a short drive away, as is Lake Amador, where people go for time by the water. Jackson Creek, a river, is also a short drive away. For a longer outing, California Caverns is a tourist attraction a longer drive away.
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- 2,409households
- 17%of adults have a degree
- 8%below the poverty line
- 28 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Amador County had 12,197 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 39°; warmest in July, with highs near 93° and lows near 63°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sutter Hill Cdf weather station, 8 miles away (NOAA).
Largest workplaces in Amador County
- CDC Mule Creek State PrisonCorrectional institutions1,634
- Jackson Rancheria Casino ResortCasino hotels744
- Amador County UnifiedSchool district463FTE
- Harrah's Northern CaliforniaCasinos318
- Sutter Amador HospitalGeneral hospital307FTE
- MP Associates218
- WalmartDiscount department stores196
- Lowe's Companies, INCHomecenter139
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 4,436 people in all across the county; Ione has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtVery high
- Inland floodingVery high
- WildfireRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ione’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Amador County.
Ione home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ione$461,584
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Ione listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ione28.82%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ione56
New listings per month
Sellers arriving at the market.
- Ione13
Zip codes with a Ione address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ione — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.