States · Kentucky · Estill County

Irvine, Kentucky.

Typical home $117,138 (-7.8% in a year). Richmond-Berea, KY metro.

What it costs per month · Irvine $615/mo

to buy the typical home at today's mortgage rate — +$267 (+77%) since Jan 2020.

What the home itself did
1 year
Down $9,848 -8%
$126,986$117,138 since Sep 2025
5 years
Up $524 +0%
$116,614$117,138 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Irvine $615 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Irvine$615
  • Kentucky$1,212
  • United States$1,922

Typical home values in Irvine, KY fell 7.8% over the past year — slower than the nation's +1.2%.

Living in Irvine, Estill County, Kentucky

Irvine is a city of 2,360 people in Estill County. Half its households earn more than $42,805 a year and half less, against $46,051 across Estill County; 19% of its people live below the poverty line. Unemployment in Estill County was 5.2% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Estill County work in schools and health care, then manufacturing.

People 2,360 in the 2020 census; median age 38.7
Household income $42,805 the median, give or take $10,486 · Estill County: $46,051
Unemployment 5.2% Estill County, August 2026; 5.3% a year before
Homes Too few homes in Irvine for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Irvine is a small city and the seat of Estill County in eastern Kentucky. Household incomes here run below the county's, and the typical home is modestly priced. Residents are of middle age on the whole, and fewer adults hold a four-year degree than in many parts of the country.

Work. Most residents work in schools, hospitals and social care, with manufacturing, retail and the building trades also employing many. The largest workplaces in Irvine include Estill County Schools and Marcum & Wallace Memorial Hospital. Very few people work from home, and the county has seen jobs slip slightly over the past year.

Things to do. Natural Bridge State Resort Park and Red River Gorge are protected areas of woods and rock country, each a longer drive away. Daniel Boone National Forest, also a longer drive, offers wider stretches of woodland, and the Red River runs through the same region. Winters are cold and summers warm, with a fair amount of rain and melted snow across the year.

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  • 1,184households
  • 23%of adults have a degree
  • 19%below the poverty line
  • 5%work from home

What people in Estill County work in

  • Schools, hospitals and social care21%
  • Manufacturing18%
  • Shops (retail)14%
  • Building trades8%
  • Government8%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Estill County had 2,261 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 23°; warmest in July, 85° and 64° 20° 40° 60° 80° J 43° 23° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 43° and 23°; warmest in July, 85° and 64° 20° 40° 60° 80° J 43° 23° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 43° and lows near 23°; warmest in July, with highs near 85° and lows near 64°. About 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cressy weather station, 10 miles away (NOAA).

Largest workplaces in Irvine

  1. Estill County SchoolsSchool district355FTE
  2. Marcum & Wallace Memorial HospitalCritical access hospital120FTE
  3. Chfs DcbsState government25
  4. IrvineMail and parcel delivery20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 229 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. Winter weatherRelatively high
  3. Strong windRelatively high
  4. LightningRelatively high
  5. Cold wavesRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Irvine’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Estill County and the Richmond-Berea, KY metro.

Irvine home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Irvine $117,138 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Irvine$117,138
  • Kentucky$230,909
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Irvine listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Irvine 27.60% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Irvine27.60%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

30 40 50 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Irvine 37
30 40 50 60 2018 2022 2026
  • Irvine37

New listings per month

Sellers arriving at the market.

8 8 8 2026 Irvine 8
8 8 8 2026
  • Irvine8

Zip codes with a Irvine address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Irvine — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Irvine