Irving, Illinois.
Typical home $147,529 (-1.7% in a year).
to buy the typical home at today's mortgage rate — +$200 (+35%) since Jan 2020.
- 1 year
- Down $2,594 -2%
- $150,122$147,529 since Sep 2025
- 5 years
- Down $6,236 -4%
- $153,765$147,529 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Irving$774
- Illinois$1,553
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Irving, IL fell 1.7% over the past year — slower than the nation's +1.2%.
Living in Irving, Montgomery County, Illinois
Irving is a village of 373 people in Montgomery County. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Montgomery County was 3.7% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Irving is a very small village in Montgomery County, Illinois, where nearly everyone lives in a home they own. Typical home values are modest, and the share of residents living below the poverty line is somewhat higher than the unemployment picture alone might suggest. Winters are cold, with January the coldest month and highs staying close to freezing, while July brings hot summers, and rain and melted snow arrive steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing and the building trades. Very few work from home. Across Montgomery County, some of the largest workplaces are Walmart, Hillsboro CUSD 3 and St. Francis Hospital, and unemployment there has eased compared with a year earlier as the county has added a few more jobs.
Things to do. Water and open ground are close by. Lake Glenn Shoals, a lake, and Coffeen Lake State Fish and Wildlife Area, a protected area, are both a short drive away. For a longer outing, the Vandalia State House State Historic Site is a museum a longer drive away.
Report a mistake
- 10%below the poverty line
- 3%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 8,847 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 21°; warmest in July, with highs near 89° and lows near 67°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hillsboro weather station, 6 miles away (NOAA).
Largest workplaces in Montgomery County
- WalmartWarehouse clubs and supercenters342
- Hillsboro CUSD 3School district296FTE
- Litchfield CUSD 12School district201FTE
- St. Francis HospitalCritical access hospital172FTE
- Dometic LitchfieldTrucks, off-highway, manufacturing165
- Hillsboro Area HospitalCritical access hospital161FTE
- Kinney ContractorsRoad construction81
- Dohrn Transfer Company79
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,079 people in all across the county; Irving has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- EarthquakesRelatively moderate
- HailRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Irving’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.
Irving home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Irving$147,529
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Irving address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Irving — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.