Irwin, Pennsylvania.
Typical home $275,527 (+0.7% in a year), asking rent $1,246 (+1.6%). Pittsburgh, PA metro.
to buy the typical home at today's mortgage rate — +$701 (+94%) since Jan 2020.
- 1 year
- Up $1,819 +1%
- $273,708$275,527 since Sep 2025
- 5 years
- Up $37,353 +16%
- $238,174$275,527 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Irwin$1,446
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Irwin, PA rose 0.7% over the past year — slower than the nation's +1.2%.
Asking rents in Irwin, PA rose 1.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Irwin runs $778/mo more than renting one. The gap peaked at $815 in May 2025.
That is $2,023 a month against $1,246 rent: a $1,446 mortgage payment, plus $282 property tax and $295 insurance & upkeep.
Owning vs renting — Irwin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,023
- Renting$1,246
- Mortgage only$1,446
Property tax · $282/mo 1.23% of value a year — the ACS 2020-2024 median bill over the median home value for Westmoreland County, PA
Insurance & upkeep · $295/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Irwin, Westmoreland County, Pennsylvania
Irwin is a borough of 3,902 people in Westmoreland County. Half its households earn more than $59,963 a year and half less, against $74,109 across Westmoreland County; 14% of its people live below the poverty line. 43% of its homes are lived in by their owners and 57% are rented. Unemployment in Westmoreland County was 3.9% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Westmoreland County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Irwin is a small borough in Westmoreland County, with a population somewhat younger than many older towns in the region. Household incomes run below the county's, and more people here rent than across the county as a whole, so the housing mix leans toward a blend of renters and owners rather than mostly owner-occupied homes. A fair share of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July brings warm summer days and the year is fairly wet.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, retail, and professional and business services. Among the larger workplaces in Irwin are Achieving True Self, a social services organization, and Crisp Control, an industrial controls manufacturer. Commutes are fairly typical, and only a small group of residents work from home. Across Westmoreland County, unemployment is lower than it was a year earlier, though the number of jobs slipped slightly over the past year.
Things to do. The Youghiogheny River is a short drive away and a natural spot for time along the water. Pittsburgh's attractions are a longer drive, among them the Carnegie Museum of Natural History and the Carnegie Museum of Art, as well as Acrisure Stadium for football.
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- 1,970households
- 36%of adults have a degree
- 14%below the poverty line
- 27 mintypical commute
- 9%work from home
What people in Westmoreland County work in
Employed residents by industry, from the Census survey. Westmoreland County had 128,972 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 22°; warmest in July, with highs near 86° and lows near 64°. About 25 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Murrysville Southwest weather station, 6 miles away (NOAA).
Largest workplaces in Irwin
- Achieving True SelfIndividual and family social services, multi-purpose241
- Crisp ControlControls and control accessories, industrial, manufacturing99
- IrwinMail and parcel delivery76
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 416 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Irwin’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westmoreland County and the Pittsburgh, PA metro.
Irwin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Irwin$275,527
- Pennsylvania$287,078
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Irwin listings, and the typical home goes pending in 12 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Irwin33.98%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Irwin12
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Irwin116
New listings per month
Sellers arriving at the market.
- Irwin45
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Irwin$277,438
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Irwin99.96%
Zip codes with a Irwin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Irwin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.