States · Minnesota · Lake County

Isabella, Minnesota.

Typical home $206,215 (+0.9% in a year). Duluth, MN-WI metro.

What it costs per month · Isabella $1,082/mo

to buy the typical home at today's mortgage rate — +$374 (+53%) since Feb 2022.

What the home itself did
1 year
Up $1,869 +1%
$204,346$206,215 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Isabella $1,082 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Isabella$1,082
  • Minnesota$1,831
  • United States$1,922

Typical home values in Isabella, MN rose 0.9% over the past year — slower than the nation's +1.2%.

Living in Isabella, Lake County, Minnesota

The Census does not count Isabella on its own, so the figures here are Lake County's. Half the county's households earn more than $75,541 a year and half less; 9% of the county's people live below the poverty line. 84% of the county's homes are lived in by their owners and 16% are rented. Unemployment in Lake County was 4.3% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most people in Lake County work in schools and health care, then restaurants and hotels.

People 11,000 about, in Lake County: the Census does not count Isabella on its own
Household income $75,541 the median in Lake County, give or take $4,705
Unemployment 4.3% Lake County, August 2026; 3.5% a year before
Homes 84% lived in by their owners; 16% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Isabella is a small town in Lake County, in northeastern Minnesota, where the typical resident is well into middle age. Winters are long and cold, with January the coldest month, while summers are warm. The town gets a good deal of rain and melted snow across the year.

Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, or in the building trades. Across Lake County, most homes are lived in by their owners, fewer people are out of work than a year earlier, and jobs have grown over the past year. Commutes tend to be short, and a modest share of people work from home.

Things to do. Finland State Forest, a protected area a short drive away, is a good place for a walk among the trees. Sand River, also a short drive off, is a river for a quiet afternoon by the water. Superior National Forest, a protected area a longer drive away, offers larger woods to explore.

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  • 4,942households
  • 49.4median age
  • 27%of adults have a degree
  • 9%below the poverty line
  • 25 mintypical commute
  • 13%work from home

What people in Lake County work in

  • Schools, hospitals and social care21%
  • Restaurants, hotels and entertainment15%
  • Shops (retail)10%
  • Building trades9%
  • Manufacturing9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Lake County had 4,000 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 16° and -5°; warmest in July, 76° and 53° 0° 20° 40° 60° 80° J 16° -5° F M A M J J 76° 53° A S O N D
Average daily high and low for each month: coldest in January, 16° and -5°; warmest in July, 76° and 53° 0° 20° 40° 60° 80° J 16° -5° F M A M J J 76° 53° A S O N D

Coldest in January, with highs near 16° and lows near -5°; warmest in July, with highs near 76° and lows near 53°. About 30 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Isabella 14W weather station, 7 miles away (NOAA).

Largest workplaces in Lake County

  1. Two Harbors High SchoolK-12 education203
  2. Lake Superior Public School DistSchool district180FTE
  3. Lake CountyGeneral public administration152
  4. Louisiana-Pacific Two HarborsOriented strandboard manufacturing140
  5. MN Veterans Home Silver BaySkilled nursing facilities125
  6. Lake View Memorial HospitalCritical access hospital110FTE
  7. City of Two HarborsCity and town managers' offices100
  8. GrybLand preparation machinery, construction, manufacturing84

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,597 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Winter weatherRelatively moderate
  3. Cold wavesRelatively moderate
  4. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Lake County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Duluth, MN-WI metro.

Isabella home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 Isabella $206,215 Minnesota $348,778 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Isabella$206,215
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 2026 Isabella 10
5 8 10 2026
  • Isabella10

Zip codes with a Isabella address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Isabella — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Isabella