Jackson, Michigan.
Typical home $190,396 (+2.3% in a year), asking rent $1,159 (+6.2%). Jackson, MI metro.
to buy the typical home at today's mortgage rate — +$527 (+112%) since Jan 2020.
- 1 year
- Up $4,213 +2%
- $186,183$190,396 since Sep 2025
- 5 years
- Up $35,982 +23%
- $154,414$190,396 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jackson$999
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Jackson, MI rose 2.3% over the past year — faster than the nation's +1.2%.
Asking rents in Jackson, MI rose 6.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Jackson runs $243/mo more than renting one. The gap peaked at $314 in Oct 2023.
That is $1,402 a month against $1,159 rent: a $999 mortgage payment, plus $199 property tax and $204 insurance & upkeep.
Owning vs renting — Jackson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,402
- Renting$1,159
- Mortgage only$999
Property tax · $199/mo 1.26% of value a year — the ACS 2020-2024 median bill over the median home value for Jackson County, MI
Insurance & upkeep · $204/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jackson, Jackson County, Michigan
Jackson is a city of 31,309 people in Jackson County. Half its households earn more than $44,558 a year and half less, against $66,073 across Jackson County; 25% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Jackson was 9.4% in August 2026, and Jackson County had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jackson is a small Michigan city with a younger population than many towns its size, and incomes that run well below the county's overall. A good share of residents live below the poverty line, and more of the homes are lived in by their owners than rented, though renting is common too. Few adults hold a four-year degree, and the typical commute is short.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels close behind. Some of the biggest workplaces in Jackson are W.A. Foote Memorial Hospital, Eaton, a maker of aerospace fluid distribution parts, and Jackson Public Schools. Unemployment in the city is high, and the county has lost a few jobs over the past year.
Things to do. In or beside town, Cascade Falls is a waterfall and the Michigan Theatre is a theatre. A short drive away are Gilletts Lake and Clark Lake, both good for time by the water, and Coe House, a museum. Winters are cold and snowy and summers warm, so lake days suit the warmer months.
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- 13,281households
- 16%of adults have a degree
- 25%below the poverty line
- 17 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Jackson County had 55,466 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 18°; warmest in July, with highs near 82° and lows near 61°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jackson Reynolds Field weather station, 4 miles away (NOAA).
Largest workplaces in Jackson
- W.a. Foote Memorial HospitalGeneral hospital3,087FTE
- EatonMfgr of aero fluid distribution comp866
- Jackson Public SchoolsSchool district628FTE
- Henry Ford HealthCommunity health centers and clinics, outpatient330
- Jackson County Medical Care FacilitySkilled nursing facilities330
- Alro Steel317
- Elara CaringHome health care agencies300
- LifeWaysMental health program administration248
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 55 workplaces with 20 or more staff, 7,902 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- HailRelatively moderate
- Strong windrelatively high in parts of JacksonRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jackson’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Jackson, MI metro.
Jackson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jackson$190,396
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 3 Jackson listings, and the typical home goes pending in 20 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jackson33.89%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jackson20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jackson386
New listings per month
Sellers arriving at the market.
- Jackson136
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jackson$189,350
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jackson98.73%
Zip codes with a Jackson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jackson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Jackson
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 49201 | Jackson | 49,107 | $1,141 | $251,007 |
| 49203 | Jackson | 36,474 | $1,162 | $169,320 |
| 49202 | Jackson | 18,519 | $1,058 | $141,183 |