Jackson, New Jersey.
Typical home $640,189 (+2.0% in a year), asking rent $3,281 (+5.7%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,984 (+144%) since Jan 2020.
- 1 year
- Up $12,496 +2%
- $627,693$640,189 since Sep 2025
- 5 years
- Up $175,843 +38%
- $464,346$640,189 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jackson$3,360
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Jackson, NJ rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Jackson, NJ rose 5.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Jackson runs $1,643/mo more than renting one. The gap peaked at $1,711 in Jun 2025.
That is $4,924 a month against $3,281 rent: a $3,360 mortgage payment, plus $879 property tax and $685 insurance & upkeep.
Owning vs renting — Jackson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,924
- Renting$3,281
- Mortgage only$3,360
Property tax · $879/mo 1.65% of value a year — the ACS 2020-2024 median bill over the median home value for Ocean County, NJ
Insurance & upkeep · $685/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jackson, Ocean County, New Jersey
Jackson is a township of 58,544 people in Ocean County. Half its households earn more than $115,511 a year and half less, against $89,863 across Ocean County; 8% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Ocean County was 4.6% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jackson is a township in Ocean County, and it is a place where nearly everyone owns the home they live in, far more than across the county overall. Household incomes run above the county's, and fewer residents live below the poverty line than you might expect for the region. Homes are priced well above what many parts of the country would call typical, and renting is costly too. The population is on the younger side for an area with so many long-settled households, and a good share of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, with others in shops, professional and business services, and the building trades. The biggest employers in Jackson include the Jackson Township School District, Bartley Healthcare and Monarch Communities Management. Commutes are on the long side, and some residents work from home, which spares them the drive. Unemployment across Ocean County has risen over the past year, while the number of jobs there has grown slightly.
Things to do. Six Flags Great Adventure is a short drive away, and it is best known for its roller coasters, with Kingda Ka among the most famous. Six Flags Wild Safari Adventure, also a short drive away, is a drive-through zoo on the same grounds. Farther afield, the Princeton Art Museum is a longer drive away for a quieter day out. Winters here are cold and summers warm, with a fair amount of rain and melted snow across the year.
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- 20,633households
- 38%of adults have a degree
- 8%below the poverty line
- 33 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Ocean County had 192,715 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 86° and lows near 64°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Toms River weather station, 12 miles away (NOAA).
Largest workplaces in Jackson
- Jackson Township School DistrictSchool district1,357FTE
- Revv Staffing400
- Bartley HealthcareConvalescent homes or convalescent hospitals213
- Monarch Communities ManagementAssisted-living facilities with on-site nursing facilities145
- Avir Health GroupSkilled nursing facilities135
- Children's Specialized ABAYouth centers127
- Harmony Village at JacksonAssisted living & memory care83
- Sunrise Senior Living, LLC.Nursing care facilities81
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 1,710 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Winter weatherVery high
- Coastal floodingVery high
- LightningVery high
- Inland floodingRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Ocean County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ocean County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Jackson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jackson$640,189
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Jackson listings, and the typical home goes pending in 39 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jackson25.27%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jackson39
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jackson357
New listings per month
Sellers arriving at the market.
- Jackson91
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jackson$612,695
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jackson99.24%
Zip codes with a Jackson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jackson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.