Jackson, Tennessee.
Typical home $220,277 (-1.7% in a year), asking rent $1,418 (+2.5%). Jackson, TN metro.
to buy the typical home at today's mortgage rate — +$614 (+113%) since Jan 2020.
- 1 year
- Down $3,749 -2%
- $224,025$220,277 since Sep 2025
- 5 years
- Up $31,439 +17%
- $188,838$220,277 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jackson$1,156
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Jackson, TN fell 1.7% over the past year — slower than the nation's +1.2%.
Asking rents in Jackson, TN rose 2.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Jackson runs $77/mo more than renting one. The gap peaked at $290 in Oct 2023.
That is $1,495 a month against $1,418 rent: a $1,156 mortgage payment, plus $103 property tax and $236 insurance & upkeep.
Owning vs renting — Jackson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,495
- Renting$1,418
- Mortgage only$1,156
Property tax · $103/mo 0.56% of value a year — the ACS 2020-2024 median bill over the median home value for Madison County, TN
Insurance & upkeep · $236/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jackson, Madison County, Tennessee
Jackson is a city of 68,205 people in Madison County. Half its households earn more than $53,032 a year and half less, against $60,042 across Madison County; 22% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Jackson was 4.7% in August 2026, and Madison County had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jackson is a city in Madison County, Tennessee, and a fairly young one for its size, with a median age below what many older homeowners might expect. Incomes here run below the county's as a whole, and a good share of residents live below the poverty line. Owners and renters share the housing here in close to equal measure, and typical home values and rents sit in a moderate range. Winters are cool and short, with little snow, and summers are hot and wet through much of the year.
Work. Many residents work in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Among the largest workplaces in Jackson are Jackson-Madison County General Hospital, Madison County Schools and Kellogg Company. Commutes are short, and relatively few people work from home. Unemployment is a little higher than a year ago, and the number of jobs across Madison County has barely changed.
Things to do. Lake Graham, a reservoir, is a short drive away. Farther out, Pinson Mounds is an archaeological site, and Chickasaw State Park is a protected area well suited to a day outdoors. Those who like the water can also head to Davy Crockett Lake, another reservoir within a longer drive.
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- 27,541households
- 28%of adults have a degree
- 22%below the poverty line
- 18 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Madison County had 61,056 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 27°; warmest in July, with highs near 91° and lows near 69°. About 3 inches of snow and 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jackson Experiment Station weather station, 2 miles away (NOAA).
Largest workplaces in Jackson
- Jackson-madison County General HospGeneral hospital3,544FTE
- Madison County SchoolsSchool district1,720FTE
- Kellogg CompanyPotato chips manufacturing1,203
- Delta Faucet CompanyPlumbing fixture fittings and trim, all materials, manufacturing1,025
- City of Jackson, TennesseeGeneral services departments, government783
- Toyota Boshoku TennesseeAutomobile metal stamping & welding for seat components620
- Union UniversityUniversity or college566
- Ascend TruckingTrucking, general freight, long-distance, truckload481
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 111 workplaces with 20 or more staff, 19,992 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesVery high
- EarthquakesRelatively high
- LightningRelatively high
- Strong windRelatively high
- Ice stormsrelatively high in parts of JacksonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jackson’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Madison County and the Jackson, TN metro.
Jackson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jackson$220,277
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 4 Jackson listings, and the typical home goes pending in 32 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jackson28.13%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jackson32
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jackson399
New listings per month
Sellers arriving at the market.
- Jackson95
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jackson$253,458
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jackson96.36%
Zip codes with a Jackson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jackson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Jackson
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 38305 | Jackson | 53,488 | $1,476 | $272,916 |
| 38301 | Jackson | 33,536 | $1,216 | $133,511 |