Jacksonville, Illinois.
Typical home $140,263 (+3.0% in a year). Jacksonville, IL metro.
to buy the typical home at today's mortgage rate — +$313 (+74%) since Jan 2020.
- 1 year
- Up $4,136 +3%
- $136,127$140,263 since Sep 2025
- 5 years
- Up $24,840 +22%
- $115,423$140,263 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jacksonville$736
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Jacksonville, IL rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Jacksonville, Morgan County, Illinois
Jacksonville is a city of 17,616 people in Morgan County. Half its households earn more than $65,432 a year and half less, against $66,306 across Morgan County; 18% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Morgan County was 3.5% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jacksonville is a small city in Morgan County, Illinois, and the largest community in the county. Residents are somewhat younger than across much of the country, and most homes are lived in by their owners. Household incomes run just below the county's, and typical home values are modest. Winters are cold, with January the coldest month, and summers turn warm in July. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels close behind. Among the largest workplaces in town are Jacksonville Memorial Hospital, Illinois College and Walmart. The trip to work is short, and fewer people work from home than commute. Jobs across Morgan County grew over the past year, and unemployment there has eased compared with a year earlier.
Things to do. The Paul Findley Congressional Office Museum is in or beside town, and Lake Jacksonville, a reservoir, is a short drive away. Farther afield, a longer drive brings you to Lincoln's New Salem, a museum, and to Meredosia National Wildlife Refuge, a protected area good for a quiet day outdoors.
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- 6,745households
- 23%of adults have a degree
- 18%below the poverty line
- 16 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Morgan County had 14,194 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 18°; warmest in July, with highs near 87° and lows near 65°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jacksonville weather station, a mile away (NOAA).
Largest workplaces in Jacksonville
- Jacksonville Memorial HospitalCritical access hospital553FTE
- Reynolds Consumer Product- West sitePolyethylene film and unlaminated sheet manufacturing482
- Reynolds Consumer ProductsFilm, plastics, manufacturing450
- WalmartWarehouse clubs and supercenters416
- Jacksonville SD 117School district393FTE
- Illinois CollegeUniversity or college287
- The Grove Health and Rehab CenterNursing homes135
- Reynolds Consumer ProductsGeneral warehousing and storage105
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 4,130 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Strong windRelatively high
- Heat wavesRelatively high
- Inland floodingRelatively high
- HailRelatively moderate
- Lightningrelatively high in parts of JacksonvilleRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jacksonville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County and the Jacksonville, IL metro.
Jacksonville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jacksonville$140,263
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Jacksonville listings, and the typical home goes pending in 15 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jacksonville24.91%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jacksonville15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jacksonville47
New listings per month
Sellers arriving at the market.
- Jacksonville22
Median sale price
What buyers actually paid — closed sales, not asking prices.
Not enough data to draw this yet.
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Jacksonville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jacksonville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.