States · New Hampshire · Cheshire County

Jaffrey, New Hampshire.

Typical home $406,364 (+2.5% in a year). Keene, NH metro.

What it costs per month · Jaffrey $2,133/mo

to buy the typical home at today's mortgage rate — +$1,348 (+172%) since Jan 2020.

What the home itself did
1 year
Up $9,786 +2%
$396,579$406,364 since Sep 2025
5 years
Up $111,746 +38%
$294,618$406,364 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Jaffrey $2,133 New Hampshire $2,682 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Jaffrey$2,133
  • New Hampshire$2,682
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Jaffrey, NH rose 2.5% over the past year — faster than the nation's +1.2%.

Living in Jaffrey, Cheshire County, New Hampshire

Jaffrey, in Cheshire County, had 3,058 people in the 2020 census. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Cheshire County was 3.0% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 3,058 in the 2020 census; median age 36.9
Household income Too few homes in Jaffrey for the Census survey to measure.
Unemployment 3.0% Cheshire County, August 2026; 3.2% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Jaffrey is a small New Hampshire town where most homes are lived in by their owners, and where relatively few people live below the poverty line. The population is younger than in many small New England towns, and a smaller share of adults hold a four-year degree than is typical for the region. Winters are cold and snowy, with January the coldest month, and summers are warm without being hot, so the seasons are quite distinct.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Among the larger workplaces in town are Belletetes Jaffrey, a home center and building materials supplier, Student Transportation of America, and Gordon Services Property Maintenance, which handles seasonal upkeep. The typical commute is fairly long, and few people work from home. Across Cheshire County, jobs slipped slightly last year and unemployment is low.

Things to do. Much of what draws people outdoors is close by. Contoocook Lake lies in or beside town, and a short drive away are Rhododendron State Park, a botanical garden, and Monadnock State Park, a large protected area with well-known hiking. The Wapack Trail, also a short drive off, offers longer walks along the ridgeline. For an indoor outing, the Fitchburg Art Museum is a longer drive away.

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  • 1,118households
  • 23%of adults have a degree
  • 5%below the poverty line
  • 28 mintypical commute
  • 7%work from home

What residents work in

  • Manufacturing28%
  • Schools, hospitals and social care21%
  • Shops (retail)18%
  • Building trades9%
  • Other services5%
  • Banks, insurance and property5%

Employed residents by industry, from the Census survey. Cheshire County had 30,753 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 13°; warmest in July, 82° and 60° 20° 40° 60° 80° J 32° 13° F M A M J J 82° 60° A S O N D
Average daily high and low for each month: coldest in January, 32° and 13°; warmest in July, 82° and 60° 20° 40° 60° 80° J 32° 13° F M A M J J 82° 60° A S O N D

Coldest in January, with highs near 32° and lows near 13°; warmest in July, with highs near 82° and lows near 60°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Jaffrey Silver Rch Airpark weather station, under a mile away (NOAA).

Largest workplaces in Jaffrey

  1. Belletetes JaffreyHome centers, building materials111
  2. Student Transportation of America48541043
  3. Gordon Services Property MaintenanceSeasonal property maintenance services30

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 184 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. LightningRelatively high
  3. HurricanesRelatively moderate
  4. Inland floodingRelatively moderate
  5. Winter weatherRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jaffrey’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cheshire County and the Keene, NH metro.

Jaffrey home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Jaffrey $406,364 New Hampshire $510,937 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Jaffrey$406,364
  • New Hampshire$510,937
  • United States$366,157
Property tax, 2026 roll $7,154/yr median bill inside Jaffrey, effective 1.77% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2024 2025 2026 Jaffrey 17
5 10 15 20 2024 2025 2026
  • Jaffrey17

New listings per month

Sellers arriving at the market.

3 4 5 6 7 2026 Jaffrey 7
3 4 5 6 7 2026
  • Jaffrey7

Zip codes with a Jaffrey address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jaffrey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Jaffrey