States · Kansas · Cloud County

Jamestown, Kansas.

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What it costs per month · Jamestown $1,291/mo

to buy the typical home at today's mortgage rate — +$717 (+125%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Kansas $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Kansas$1,291
  • United States$1,922

Living in Jamestown, Cloud County, Kansas

Jamestown is a city of 237 people in Cloud County. Half its households earn more than $71,458 a year and half less, against $58,770 across Cloud County; 7% of its people live below the poverty line. 97% of its homes are lived in by their owners and 3% are rented. Unemployment in Cloud County was 3.8% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Cloud County work in schools and health care, then shops.

People 237 in the 2020 census
Household income $71,458 the median, give or take $10,633 · Cloud County: $58,770
Unemployment 3.8% Cloud County, August 2026; 3.5% a year before
Homes 97% lived in by their owners; 3% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Jamestown is a very small Kansas town, where nearly everyone owns the home they live in. Household incomes run higher than across Cloud County, and fewer people live below the poverty line than you might expect for a place this size. Winters are cold, with January the coldest month, and summers turn hot by July. Snow falls in a modest amount each year, and the rest of the moisture comes as ordinary rain.

Work. Many residents work in schools, hospitals and social care, with others in shops, manufacturing, and farming. Across Cloud County, some of the largest workplaces are Cloud County Community College, Concordia Schools and Cloud County Health Center. Jobs across the county slipped slightly last year, and unemployment there has risen a little compared with a year earlier.

Things to do. The Jamestown Wildlife Area, a protected area, is a short drive away and suits walking and watching birds. A longer drive brings you to Waconda Lake, a reservoir, and to the Brown Grand Theatre, a theatre for live shows and films. History lovers can make the longer trip to the Cloud County Historical Museum.

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  • 19%of adults have a degree
  • 7%below the poverty line

What people in Cloud County work in

  • Schools, hospitals and social care28%
  • Shops (retail)11%
  • Manufacturing11%
  • Farming, forestry and mining9%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Cloud County had 3,190 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 17°; warmest in July, 90° and 67° 20° 40° 60° 80° J 37° 17° F M A M J J 90° 67° A S O N D
Average daily high and low for each month: coldest in January, 37° and 17°; warmest in July, 90° and 67° 20° 40° 60° 80° J 37° 17° F M A M J J 90° 67° A S O N D

Coldest in January, with highs near 37° and lows near 17°; warmest in July, with highs near 90° and lows near 67°. About 18 inches of snow and 30 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Concordia West weather station, 11 miles away (NOAA).

Largest workplaces in Cloud County

  1. Cloud County Community CollegeTwo-year college259
  2. Concordia SchoolsSchool district216FTE
  3. WalmartWarehouse clubs and supercenters176
  4. Cloud County Health CenterCritical access hospital115FTE
  5. Concordia TechnologiesAngle irons, metal, manufacturing96
  6. Clifton-Clyde SchoolsSchool district53FTE
  7. Southern Cloud SchoolsSchool district46FTE
  8. General FinanceBricks, clay, manufacturing45

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 361 people in all across the county; Jamestown has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. Ice stormsRelatively high
  4. Winter weatherRelatively high
  5. TornadoesRelatively high
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jamestown’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cloud County.

Jamestown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Zip codes with a Jamestown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jamestown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.