Jamestown, New York.
Typical home $127,545 (+3.1% in a year), asking rent $985 . Jamestown-Dunkirk-Fredonia, NY metro.
to buy the typical home at today's mortgage rate — +$397 (+146%) since Jan 2020.
- 1 year
- Up $3,884 +3%
- $123,661$127,545 since Sep 2025
- 5 years
- Up $35,562 +39%
- $91,983$127,545 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jamestown$669
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Jamestown, NY rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Jamestown, Chautauqua County, New York
Jamestown is a city of 28,712 people in Chautauqua County. Half its households earn more than $43,523 a year and half less, against $58,351 across Chautauqua County; 25% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Jamestown was 5.2% in August 2026, and Chautauqua County had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jamestown is a small city in Chautauqua County, in the far western corner of New York. Incomes here run well below the county's, and more people live below the poverty line than most Americans would expect, but homes are among the more affordable you will find in the state. Fewer homes are lived in by their owners than across much of the country, so renting is common. Winters are cold and very snowy, with January highs just around freezing, while July is warm and the year brings plenty of rain and melted snow.
Work. Most residents work in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. The biggest workplaces in town include the Jamestown City School District, Upmc Chautauqua at WCA and Jamestown Community College. Unemployment is a little higher than a year ago, and across the county there are slightly fewer jobs than there were the year before. Commutes are short, and fewer adults hold a four-year degree than in much of the country.
Things to do. Chautauqua Lake is a short drive away and is the best known place nearby for time on the water. In town, the Lucille Ball-Desi Arnaz Center is a museum about the Jamestown-born comedian, and the Reg Lenna Center for the Arts is a theatre for shows and concerts. For a longer outing, Allegany State Park is a large protected area a longer drive away.
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- 12,602households
- 21%of adults have a degree
- 25%below the poverty line
- 15 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Chautauqua County had 45,974 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 80° and lows near 57°. About 98 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jamestown Ene weather station, 4 miles away (NOAA).
Largest workplaces in Jamestown
- Jamestown City School DistrictSchool district882FTE
- Upmc Chautauqua at WCAGeneral hospital711FTE
- Jamestown Community CollegeTwo-year college360
- Heritage Ministries Gerry Homes Heritage ParkConvalescent homes or convalescent hospitals164
- Hope's WindowsFrames, door and window, metal, manufacturing146
- Blackstone Advanced TechnologiesSheet metal work manufacturing124
- Weber Knapp CompanyBottle caps and tops, metal, stamping111
- New Flyer AmericaMachine shops100
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 2,776 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Inland floodingrelatively high in parts of JamestownRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jamestown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chautauqua County and the Jamestown-Dunkirk-Fredonia, NY metro.
Jamestown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jamestown$127,545
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 5 Jamestown listings, and the typical home goes pending in 16 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jamestown20.54%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jamestown16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jamestown118
New listings per month
Sellers arriving at the market.
- Jamestown45
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jamestown$139,746
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jamestown98.23%
Zip codes with a Jamestown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jamestown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.