States · New Hampshire · Coos County

Jefferson, New Hampshire.

Typical home $345,091 (-0.2% in a year). Berlin, NH metro.

What it costs per month · Jefferson $1,811/mo

to buy the typical home at today's mortgage rate — +$1,149 (+174%) since Jan 2020.

What the home itself did
1 year
Down $646 -0%
$345,738$345,091 since Sep 2025
5 years
Up $99,037 +40%
$246,054$345,091 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Jefferson $1,811 New Hampshire $2,682 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Jefferson$1,811
  • New Hampshire$2,682
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Jefferson, NH fell 0.2% over the past year — slower than the nation's +1.2%.

Living in Jefferson, Coos County, New Hampshire

Jefferson is a town of 1,043 people in Coos County. Half its households earn more than $67,188 a year and half less, against $57,677 across Coos County; 9% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Coos County was 2.7% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,043 in the 2020 census; median age 58.0
Household income $67,188 the median, give or take $12,541 · Coos County: $57,677
Unemployment 2.7% Coos County, August 2026; 3.0% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Jefferson is a small town in Coos County, in the northern part of the White Mountains region. The people who live here are older than in most places, and nearly everyone owns the home they live in. Household incomes run higher than across the county, and the share of people living below the poverty line is modest. Winters are long, cold and very snowy, while summers are mild and pleasant, with plenty of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades, and in restaurants, hotels and entertainment. Across Coos County, some of the largest workplaces are Omni Mount Washington Resort, Androscoggin Valley Hospital and the White Mountains Regional School District. The commute is a long one for many people, and a good number work from home. Job numbers across the county dipped a little over the past year, and unemployment there has stayed low.

Things to do. Santa's Village, an amusement park, is in or beside town, which makes it the easiest outing from home. The Israel River is a short drive away for time by the water. For a longer day out, White Mountain National Forest is a protected area a longer drive away, and Franconia Notch State Park is another, with mountain scenery to match.

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  • 518households
  • 28%of adults have a degree
  • 9%below the poverty line
  • 34 mintypical commute
  • 18%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Shops (retail)21%
  • Building trades16%
  • Restaurants, hotels and entertainment12%
  • Farming, forestry and mining8%
  • Transport, warehouses and utilities5%

Employed residents by industry, from the Census survey. Coos County had 11,730 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 7°; warmest in July, 78° and 56° 0° 20° 40° 60° 80° J 26° 7° F M A M J J 78° 56° A S O N D
Average daily high and low for each month: coldest in January, 26° and 7°; warmest in July, 78° and 56° 0° 20° 40° 60° 80° J 26° 7° F M A M J J 78° 56° A S O N D

Coldest in January, with highs near 26° and lows near 7°; warmest in July, with highs near 78° and lows near 56°. About 95 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Jefferson weather station, 2 miles away (NOAA).

Largest workplaces in Coos County

  1. Omni Mount Washington ResortHotels, resort, without casinos880
  2. WalmartWarehouse clubs and supercenters275
  3. Androscoggin Valley HospitalCritical access hospital240FTE
  4. North Country HealthcareHospitals, general medical and surgical235
  5. White Mountains Regional School DistrictSchool district234FTE
  6. Berlin School DistrictSchool district221FTE
  7. Weeks Medical CenterCritical access hospital174FTE
  8. Morrison Hospital AssociationRest homes without nursing care140

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 3,450 people in all across the county; Jefferson has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. AvalanchesVery high
  2. Winter weatherRelatively high
  3. Cold wavesRelatively moderate
  4. Inland floodingRelatively moderate
  5. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Coos County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coos County and the Berlin, NH metro.

Jefferson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Jefferson $345,091 New Hampshire $510,937 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Jefferson$345,091
  • New Hampshire$510,937
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2024 2025 2026 Jefferson 10
4 6 8 10 2024 2025 2026
  • Jefferson10

Zip codes with a Jefferson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jefferson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.