States · New York · Fulton County

Johnstown, New York.

Typical home $206,247 (+2.6% in a year). Gloversville, NY metro.

What it costs per month · Johnstown $1,083/mo

to buy the typical home at today's mortgage rate — +$107 (+11%) since Jan 2024.

What the home itself did
1 year
Up $5,234 +3%
$201,013$206,247 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Johnstown $1,083 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Johnstown$1,083
  • New York$2,755
  • United States$1,922

Typical home values in Johnstown, NY rose 2.6% over the past year — faster than the nation's +1.2%.

Living in Johnstown, Fulton County, New York

Johnstown is a city of 8,204 people in Fulton County. Half its households earn more than $63,763 a year and half less, against $66,533 across Fulton County; 8% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Fulton County was 4.4% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 8,204 in the 2020 census; median age 44.0
Household income $63,763 the median, give or take $9,398 · Fulton County: $66,533
Unemployment 4.4% Fulton County, August 2026; 4.2% a year before
Homes 60% lived in by their owners; 40% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Johnstown is a small city in Fulton County, in upstate New York, and its residents skew older than in many places. Most homes are lived in by their owners, and typical home values and household incomes sit a little below the county's. Winters are cold and snowy, with January the coldest month, while summers are mild, and a good deal of rain and melted snow falls through the year.

Work. Many residents work in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment, with others in professional and business services. Some of the largest workplaces in Johnstown are makers and shippers, among them FAGE USA Dairy Industry, which makes yogurt, Benjamin Moore and Company, a paint maker, and DHL Supply Chain. Commutes are short, and fewer adults hold a four-year degree than in much of the country.

Things to do. Johnson Hall State Historic Site, a protected historic area, lies in or beside town. A short drive away are the Caughnawaga Indian Village Site, an archaeological site, and Mountain Lake, a small lake. Great Sacandaga Lake, a large reservoir, is a longer drive away.

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  • 3,943households
  • 22%of adults have a degree
  • 8%below the poverty line
  • 19 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)17%
  • Restaurants, hotels and entertainment12%
  • Professional and business services10%
  • Building trades9%
  • Other services8%

Employed residents by industry, from the Census survey. Fulton County had 16,163 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 7°; warmest in July, 77° and 56° 0° 20° 40° 60° 80° J 24° 7° F M A M J J 77° 56° A S O N D
Average daily high and low for each month: coldest in January, 24° and 7°; warmest in July, 77° and 56° 0° 20° 40° 60° 80° J 24° 7° F M A M J J 77° 56° A S O N D

Coldest in January, with highs near 24° and lows near 7°; warmest in July, with highs near 77° and lows near 56°. About 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Gloversville 7NW (peck Lake) weather station, 8 miles away (NOAA).

Largest workplaces in Johnstown

  1. FAGE USA Dairy IndustryYogurt manufacturing292
  2. Pioneer Window MfgFrames, door and window, metal, manufacturing233
  3. DHL Supply ChainMotor freight transportation and warehousing190
  4. EuphratesCheese manufacturing183
  5. Benjamin Moore and CompanyPaints manufacturing172
  6. Century Linen- JohnstownLaundries, linen and uniform supply70
  7. The Fulton-Schoharie Counties Chapter,NYSARC, Inc., dba-The Arc LexingtonGeneral warehousing and storage70
  8. Electro-Metrics HQHygrothermographs manufacturing54

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,424 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively moderate
  2. Strong windRelatively moderate
  3. Winter weatherRelatively moderate
  4. Ice stormsRelatively moderate
  5. Cold wavesRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Johnstown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fulton County and the Gloversville, NY metro.

Johnstown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2024 2025 2026 Johnstown $206,247 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2024 2025 2026
  • Johnstown$206,247
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 2 Johnstown listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2025 2026 Johnstown 44.23% United States 26.90%
10% 20% 30% 40% 2025 2026
  • Johnstown44.23%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 50 2020 2021 2022 2023 2024 2025 2026 Johnstown 43
20 30 40 50 2020 2022 2024 2026
  • Johnstown43

New listings per month

Sellers arriving at the market.

5 10 15 2026 Johnstown 15
5 10 15 2026
  • Johnstown15

Zip codes with a Johnstown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Johnstown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Johnstown