Kalkaska, Michigan.
Typical home $213,140 (-0.7% in a year). Traverse City, MI metro.
to buy the typical home at today's mortgage rate — +$606 (+118%) since Jan 2020.
- 1 year
- Down $1,449 -1%
- $214,589$213,140 since Sep 2025
- 5 years
- Up $26,515 +14%
- $186,625$213,140 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kalkaska$1,119
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Kalkaska, MI fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Kalkaska, Kalkaska County, Michigan
Kalkaska is a village of 2,132 people in Kalkaska County. Half its households earn more than $57,143 a year and half less, against $68,578 across Kalkaska County; 13% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Kalkaska County was 4.8% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Kalkaska County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kalkaska is a small village where residents are somewhat older than in many places, and most households own the home they live in. Incomes in town run below the county's, and the cost of a typical home is modest. Winters are long and cold, with a great deal of snow, and summers are pleasantly warm.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and the building trades also providing a good share of jobs. Among the largest workplaces in Kalkaska are Kalkaska Memorial Health Center, Kalkaska Public Schools and SpartanNash. Few people work from home, and a typical commute is a short one.
Things to do. The Little Rapid River runs in or beside town, and Lake Five is a short drive away for a day by the water. For a longer outing, the Au Sable River is a longer drive away, and Skegemog Point Site, an archaeological site, is a short drive away.
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- 1,118households
- 19%of adults have a degree
- 13%below the poverty line
- 22 mintypical commute
- 1%work from home
What people in Kalkaska County work in
Employed residents by industry, from the Census survey. Kalkaska County had 4,924 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 11°; warmest in July, with highs near 79° and lows near 55°. About 132 inches of snow and 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kalkaska weather station, under a mile away (NOAA).
Largest workplaces in Kalkaska
- Kalkaska Memorial Health CenterCritical access hospital418FTE
- Kalkaska Public SchoolsSchool district194FTE
- SpartanNashSupermarkets and other grocery except convenience stores48
- Illinois Tool WorksRibbons, inked, manufacturing45
- Hague Equipment CompanyPumps and pumping equipment, industrial-type, merchant wholesalers43
- Bimini Brothers34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 170 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- LightningRelatively high
- Strong windRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kalkaska’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kalkaska County and the Traverse City, MI metro.
Kalkaska home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kalkaska$213,140
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Kalkaska listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Kalkaska32.95%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kalkaska74
New listings per month
Sellers arriving at the market.
- Kalkaska26
Zip codes with a Kalkaska address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kalkaska — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.