Kearny, New Jersey.
Typical home $579,016 (+1.8% in a year), asking rent $2,108 (+1.7%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,581 (+108%) since Jan 2020.
- 1 year
- Up $10,219 +2%
- $568,797$579,016 since Sep 2025
- 5 years
- Up $127,203 +28%
- $451,814$579,016 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kearny$3,039
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Kearny, NJ rose 1.8% over the past year — faster than the nation's +1.2%.
Asking rents in Kearny, NJ rose 1.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Kearny runs $2,405/mo more than renting one — the widest that gap has been in this data.
That is $4,513 a month against $2,108 rent: a $3,039 mortgage payment, plus $854 property tax and $620 insurance & upkeep.
Owning vs renting — Kearny
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,513
- Renting$2,108
- Mortgage only$3,039
Property tax · $854/mo 1.77% of value a year — the ACS 2020-2024 median bill over the median home value for Hudson County, NJ
Insurance & upkeep · $620/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Kearny, Hudson County, New Jersey
Kearny is a town of 41,999 people in Hudson County. Half its households earn more than $79,154 a year and half less, against $91,795 across Hudson County; 12% of its people live below the poverty line. 43% of its homes are lived in by their owners and 57% are rented. Unemployment in Kearny was 4.6% in August 2026, and Hudson County had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kearny is a town in Hudson County with more renters than owners, and incomes that run below the county's. Homes here cost a good deal to buy or rent, and the people living in them tend to be of middle age. Winters are cold and snowy, summers are warm, and the year brings plenty of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in transport, warehouses and utilities. Among the largest workplaces in Kearny are Kearny Schools, Amazon and PepsiCo. Commutes are on the long side, and few people work from home.
Things to do. Sports Illustrated Stadium is in or beside town, and MetLife Stadium is a short drive away. The Statue of Liberty, a tourist attraction, and Central Park, a garden, are also a short drive away, as is the Metropolitan Museum of Art for a day among the museums.
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- 14,751households
- 31%of adults have a degree
- 12%below the poverty line
- 33 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Hudson County had 271,856 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 25°; warmest in July, with highs near 87° and lows near 69°. About 28 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Harrison weather station, 2 miles away (NOAA).
Largest workplaces in Kearny
- Dominick V DanielsMail and parcel delivery1,387
- Kearny SchoolsSchool district850FTE
- Alaris Health at BelgroveSkilled nursing facilities269
- Town of KearnyGeneral public administration250
- AmazonCouriers and express delivery services222
- PepsiCoOther grocery and related products merchant wholesalers200
- Alaris Health at KearnySkilled nursing facilities194
- AmazonCouriers and express delivery services174
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 4,521 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- Heat wavesrelatively high in parts of KearnyRelatively moderate
- Inland floodingrelatively high in parts of KearnyRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kearny’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hudson County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Kearny home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kearny$579,016
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 9 Kearny listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Kearny11.36%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kearny45
New listings per month
Sellers arriving at the market.
- Kearny14
Zip codes with a Kearny address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kearny — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.