Kelliher, Minnesota.
Typical home $172,117 (+1.9% in a year). Bemidji, MN metro.
to buy the typical home at today's mortgage rate — +$507 (+128%) since Jan 2020.
- 1 year
- Up $3,285 +2%
- $168,832$172,117 since Sep 2025
- 5 years
- Up $33,985 +25%
- $138,132$172,117 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kelliher$903
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Kelliher, MN rose 1.9% over the past year — faster than the nation's +1.2%.
Living in Kelliher, Beltrami County, Minnesota
Kelliher is a city of 258 people in Beltrami County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Beltrami County was 6.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Beltrami County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kelliher is a very small city in Beltrami County, with far fewer people than most towns of its kind. Nearly all of the homes are lived in by their owners, a higher share of owner-occupiers than is typical across the country, and the typical home value is modest. Winters are long and cold, with January highs staying well below freezing and nights dropping below zero, while July brings pleasantly warm days; precipitation, rain and melted snow together, is moderate through the year.
Work. Residents work mostly in schools, hospitals and social care, with shops, restaurants and hotels, and government also employing many. Across Beltrami County, some of the largest workplaces are Sanford Bemidji, the Bemidji Public School District and Bemidji State University. Commutes are on the long side, and a small group of people work from home. Unemployment across the county has risen over the past year, and the number of jobs there has slipped slightly.
Things to do. Red Lake State Forest is a protected area just a short drive away, a natural place for woodland walks. Farther afield, a longer drive brings you to Big Bog State Recreation Area, another protected area, and to Red Lake, a large reservoir. Rivers and forest lands in the surrounding countryside give plenty of room for time outdoors.
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- 30 mintypical commute
- 9%work from home
What people in Beltrami County work in
Employed residents by industry, from the Census survey. Beltrami County had 20,687 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -5°; warmest in July, with highs near 77° and lows near 55°. About 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Northome 3S weather station, 12 miles away (NOAA).
Largest workplaces in Beltrami County
- Sanford BemidjiGeneral hospital1,421FTE
- Bemidji Public School DistrictSchool district787FTE
- Bemidji State UniversityUniversity or college510
- WalmartWarehouse clubs and supercenters418
- Minnesota Department of Transportation District TwoTransportation departments, nonoperating264
- 9th Judicial DistrictExecutive offices, federal, state, and local220
- TargetDiscount department stores215
- Eldercare of BemidjiHomes for the elderly with nursing care200
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 76 workplaces with 20 or more staff, 8,111 people in all across the county; Kelliher has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- WildfireRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kelliher’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beltrami County and the Bemidji, MN metro.
Kelliher home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kelliher$172,117
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kelliher8
Zip codes with a Kelliher address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kelliher — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.