Ladd, Illinois.
Typical home $152,455 (+8.1% in a year). Ottawa, IL metro.
to buy the typical home at today's mortgage rate — +$442 (+124%) since Jan 2020.
- 1 year
- Up $11,469 +8%
- $140,986$152,455 since Sep 2025
- 5 years
- Up $38,335 +34%
- $114,120$152,455 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ladd$800
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Ladd, IL rose 8.1% over the past year — faster than the nation's +1.2%.
Living in Ladd, Bureau County, Illinois
Ladd is a village of 1,263 people in Bureau County. Half its households earn more than $67,321 a year and half less, against $69,257 across Bureau County; 6% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Bureau County was 4.0% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ladd is a small village in Bureau County, Illinois, where most homes are lived in by their owners and the typical home costs less than in many parts of the country. Incomes are a little below the county's, and the population is young for a place this size. Winters are cold, with January the coldest month and a fair amount of snow, while summers are warm and the year brings plenty of rain and melted snow.
Work. Residents work mainly in shops, in schools, hospitals and social care, in manufacturing, and in restaurants, hotels and entertainment. In Ladd itself, the largest workplaces include Ladd IL Barnhart Crane and Rigging, Ladd IL Barnhart Plant Services and Ladd CCSD 94 Schools. Few people work from home, and the typical trip to work is short. Across Bureau County, unemployment has eased over the past year, though the number of jobs has dipped slightly.
Things to do. A short drive away, the Vermilion River and the Little Vermilion River offer quiet water to walk beside, and the Donnelley/DePue State Fish and Wildlife Areas are protected land for watching wildlife. A longer drive brings Starved Rock State Park, one of the best known protected areas in the region. For something louder, LaSalle Speedway is a race track a short drive off.
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- 561households
- 22%of adults have a degree
- 6%below the poverty line
- 17 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Bureau County had 10,021 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 14°; warmest in July, with highs near 84° and lows near 63°. About 28 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Peru weather station, 6 miles away (NOAA).
Largest workplaces in Bureau County
- WalmartGeneral warehousing and storage1,153
- Princeton Retail Support Center - Ace HardwareHardware except motor vehicle merchant wholesalers545
- St. Margarets Health - Spring ValleyGeneral hospital402FTE
- WalmartWarehouse clubs and supercenters277
- Bureau Valley CUSD 340School district271FTE
- Allegion LCNFurniture hardware, metal, manufacturing266
- Martin EngineeringMining machinery & equipment manufacturing234
- Advanced Asphalt CompanyRoad construction231
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 4,776 people in all across the county; Ladd has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ladd’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bureau County and the Ottawa, IL metro.
Ladd home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ladd$152,455
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ladd8
Zip codes with a Ladd address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ladd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.