Lakesite, Tennessee.
Typical home $385,771 (-3.6% in a year). Chattanooga, TN-GA metro.
to buy the typical home at today's mortgage rate — +$1,078 (+114%) since Jan 2020.
- 1 year
- Down $14,311 -4%
- $400,081$385,771 since Sep 2025
- 5 years
- Up $59,508 +18%
- $326,263$385,771 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lakesite$2,025
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Lakesite, TN fell 3.6% over the past year — slower than the nation's +1.2%.
Living in Lakesite, Hamilton County, Tennessee
Lakesite is a city of 1,856 people in Hamilton County. Half its households earn more than $96,250 a year and half less, against $76,183 across Hamilton County; 4% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Hamilton County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lakesite is a small city in Hamilton County, and nearly all of its homes are lived in by their owners, a good deal more than across the county as a whole. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect. Winters are cool with only a light dusting of snow, summers are hot, and rain falls plentifully through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, banks, insurance and property, and professional and business services. Across Hamilton County, the biggest employers include Hamilton County Schools, Erlanger Medical Center and Volkswagen Group of America, Chattanooga Operations. Commutes are fairly long, and a good number of people work from home.
Things to do. Harrison Bay State Park, a protected area, lies in or beside town, and Chickamauga Lake, a reservoir, is a short drive away. Booker T. Washington State Park is another protected area a short drive off. For a day in the city, the Tennessee Aquarium and the Hunter Museum of American Art are a longer drive away.
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- 804households
- 35%of adults have a degree
- 4%below the poverty line
- 28 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Hamilton County had 219,580 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 28°; warmest in July, with highs near 88° and lows near 66°. About 4 inches of snow and 63 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Soddy Daisy-mowbray Mountain weather station, 8 miles away (NOAA).
Largest workplaces in Hamilton County
- Hamilton County SchoolsSchool district6,512FTE
- USXpressContainer trucking services, long-distance6,267
- Erlanger Medical CenterGeneral hospital5,590FTE
- BlueCross BlueShield of TennesseeHealth insurance carriers, direct5,310
- Volkswagen Group of America, Chattanooga OperationsChassis, automobile, manufacturing3,981
- McKee FoodsCroutons and bread crumbs made in commercial bakeries3,175
- City of ChattanoogaExecutive offices, federal, state, and local2,618
- Memorial Health Care SystemGeneral hospital2,420FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 445 workplaces with 20 or more staff, 82,961 people in all across the county; Lakesite has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lakesite’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County and the Chattanooga, TN-GA metro.
Lakesite home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lakesite$385,771
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lakesite8
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Lakesite address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lakesite — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.