Lamoni, Iowa.
Typical home $170,111 (+11.3% in a year).
to buy the typical home at today's mortgage rate — +$390 (+78%) since Jan 2020.
- 1 year
- Up $17,325 +11%
- $152,786$170,111 since Sep 2025
- 5 years
- Up $22,983 +16%
- $147,129$170,111 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lamoni$893
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Lamoni, IA rose 11.3% over the past year — faster than the nation's +1.2%.
Living in Lamoni, Decatur County, Iowa
Lamoni is a city of 1,969 people in Decatur County. Half its households earn more than $54,554 a year and half less, against $59,044 across Decatur County; 17% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Decatur County was 3.0% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lamoni is a small city in Decatur County, in the southern part of Iowa, and it is a young town for the state, with a median age well below what is usual across much of the country. Incomes run somewhat below the county's, and more homes are lived in by their owners than rented. Winters are cold, with January the coldest month and a fair amount of snow, while July brings hot summer days.
Work. Most residents work in schools, hospitals and social care, with shops, restaurants and hotels, and manufacturing also providing many jobs. Graceland University and the Lamoni Community School District are among the largest workplaces in town, and Hy-Vee is another. The drive to work is short, and unemployment in Decatur County has held steady over the past year.
Things to do. Nine Eagles State Park, a protected area a short drive away, is the nearest place to get outdoors. A longer drive away are several creeks and rivers, including Indian Creek, Brush Creek and the Weldon River, for those who like to explore the countryside by water.
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- 751households
- 42%of adults have a degree
- 17%below the poverty line
- 13 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Decatur County had 2,312 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 14°; warmest in July, with highs near 87° and lows near 66°. About 27 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lamoni weather station, under a mile away (NOAA).
Largest workplaces in Lamoni
- Graceland University-LamoniUniversity or college302
- Lamoni Comm School DistrictSchool district56FTE
- Care Initiatives53
- National Management Resources Graceland UniversityJanitorial services28
- Hy-VeeSupermarkets and other grocery except convenience stores24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 105 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Cold wavesVery high
- TornadoesVery high
- DroughtRelatively high
- Heat wavesRelatively high
- HailRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lamoni’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Decatur County.
Lamoni home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lamoni$170,111
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lamoni15
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Lamoni address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lamoni — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Lamoni
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 50140 | Lamoni | 2,842 | — | $166,745 |
| 50065 | Davis City | 517 | — | $182,331 |