States · Kansas · Atchison County

Lancaster, Kansas.

Typical home $232,553 (+7.4% in a year). Atchison, KS metro.

What it costs per month · Lancaster $1,221/mo

to buy the typical home at today's mortgage rate — +$728 (+148%) since Jan 2020.

What the home itself did
1 year
Up $16,033 +7%
$216,520$232,553 since Sep 2025
5 years
Up $58,708 +34%
$173,845$232,553 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lancaster $1,221 Kansas $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lancaster$1,221
  • Kansas$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Lancaster, KS rose 7.4% over the past year — faster than the nation's +1.2%.

Living in Lancaster, Atchison County, Kansas

Lancaster is a city of 246 people in Atchison County. Unemployment in Atchison County was 4.5% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Atchison County work in schools and health care, then shops.

People 246 in the 2020 census
Household income Too few homes in Lancaster for the Census survey to measure.
Unemployment 4.5% Atchison County, August 2026; 4.3% a year before
Homes Too few homes in Lancaster for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lancaster is a very small Kansas city in Atchison County, with far fewer residents than most towns people think of when they picture a place to settle. Homes here are valued somewhat higher than the county's median household income might suggest, and few adults hold a four-year degree. Winters are cold, with highs only a little above freezing in January and some snow each year, while July brings real heat and the year as a whole is fairly wet.

Work. Residents work mainly in schools, hospitals and social care, with shops, manufacturing, and restaurants and hotels close behind. Across Atchison County, some of the largest workplaces are Benedictine College, Atchison Public Schools and Atchison Hospital Association. Commutes are short, and almost nobody works from home. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year.

Things to do. A short drive away, the International Forest of Friendship is a botanical garden, and the Atchison County Historical Museum offers a look at local history. For a longer outing, Lewis and Clark State Park is a protected area with a lake setting, and Bean Lake is another lake within a longer drive.

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  • 10%of adults have a degree
  • 16 mintypical commute
  • 1%work from home

What people in Atchison County work in

  • Schools, hospitals and social care28%
  • Shops (retail)12%
  • Manufacturing10%
  • Restaurants, hotels and entertainment10%
  • Building trades7%
  • Government5%

Employed residents by industry, from the Census survey. Atchison County had 5,677 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 88° and 69° 20° 40° 60° 80° J 36° 18° F M A M J J 88° 69° A S O N D
Average daily high and low for each month: coldest in January, 36° and 18°; warmest in July, 88° and 69° 20° 40° 60° 80° J 36° 18° F M A M J J 88° 69° A S O N D

Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 88° and lows near 69°. About 17 inches of snow and 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Atchison weather station, 10 miles away (NOAA).

Largest workplaces in Atchison County

  1. Benedictine CollegeUniversity or college410
  2. Atchison Public SchoolsSchool district287FTE
  3. WalmartWarehouse clubs and supercenters271
  4. Atchison Hospital AssociationCritical access hospital253FTE
  5. MGP IngredientsDistilleries160
  6. Atchison Co Comm SchoolsSchool district90FTE
  7. Atchison Corn MillingMeal, corn, for human consumption made in flour mills87
  8. Atchison Senior Village Rehabilitation and Nursing CenterSkilled nursing facilities70

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,425 people in all across the county; Lancaster has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. DroughtRelatively high
  3. HailRelatively high
  4. WildfireRelatively high
  5. Strong windRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lancaster’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Atchison County and the Atchison, KS metro.

Lancaster home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Lancaster $232,553 Kansas $246,055 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Lancaster$232,553
  • Kansas$246,055
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Lancaster address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lancaster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lancaster