Latham, New York.
, asking rent $2,458 . Albany-Schenectady-Troy, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Latham, Albany County, New York
Latham, in Albany County, had 13,680 people in the 2020 census. Half its households earn more than $104,899 a year and half less, against $85,333 across Albany County; 9% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Albany County was 3.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Latham is a community in Albany County where most homes are lived in by their owners, though somewhat fewer than in many places. Household incomes run well above the county's, and a large share of adults have a four-year degree. The population is middle-aged on the whole, and winters are cold and snowy, with summers that turn warm in July.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in government, and in shops. Among the largest workplaces in Latham are Shaker High School, Walmart and Golub. Commutes are fairly short, and a good number of people work from home.
Things to do. A short drive away, Cohoes Falls is a waterfall worth seeing, and the New York State Museum offers exhibits indoors when the winter weather is poor. Peebles Island State Park is a protected area for walking, also a short drive off. Those willing to go a longer drive can reach the Clark Art Institute, a museum.
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- 5,793households
- 48%of adults have a degree
- 9%below the poverty line
- 20 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Albany County had 235,826 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 84° and lows near 62°. About 59 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Albany Airport weather station, 3 miles away (NOAA).
Largest workplaces in Latham
- Shaker High SchoolSchools, secondary443
- WalmartWarehouse clubs and supercenters356
- GolubGrocery stores299
- HannafordGrocery stores197
- Sam's ClubWarehouse clubs and supercenters179
- Shaker Middle SchoolSchools, secondary175
- Diamond DeliveriesCourier services170
- Lowe's Companies, INCHomecenter132
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 2,537 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Latham’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Albany County and the Albany-Schenectady-Troy, NY metro.
Latham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 5 Latham listings, and the typical home goes pending in 7 days — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Latham22.22%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Latham39
New listings per month
Sellers arriving at the market.
- Latham24
Zip codes with a Latham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Latham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.