States · Nebraska · Cedar County

Laurel, Nebraska.

Typical home $208,383 (+7.7% in a year).

What it costs per month · Laurel $1,094/mo

to buy the typical home at today's mortgage rate — +$617 (+130%) since Jan 2020.

What the home itself did
1 year
Up $14,877 +8%
$193,506$208,383 since Sep 2025
5 years
Up $46,436 +29%
$161,946$208,383 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Laurel $1,094 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Laurel$1,094
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Laurel, NE rose 7.7% over the past year — faster than the nation's +1.2%.

Living in Laurel, Cedar County, Nebraska

Laurel is a city of 972 people in Cedar County. Half its households earn more than $58,519 a year and half less, against $73,578 across Cedar County; 19% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Cedar County was 2.0% in August 2026, and the county had 2.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 972 in the 2020 census
Household income $58,519 the median, give or take $7,484 · Cedar County: $73,578
Unemployment 2.0% Cedar County, August 2026; 2.4% a year before
Homes 66% lived in by their owners; 34% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Laurel is a small city in Cedar County, Nebraska, where most homes are lived in by their owners and a good share of adults have a four-year degree. Household incomes run below the county's, and more people live below the poverty line than is typical, so it is a modest, close-knit place. Winters are cold and snowy, summers turn warm, and the year brings a moderate amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and banks, insurance and property also employing a good number. Across Cedar County, some of the largest workplaces are the Laurel-Concord-Coleridge school district, Prince Manufacturing, which makes hydraulic cylinders and fluid power equipment, and Hartington Newcastle Public Schools. Unemployment is low, though the county has fewer jobs than it did a year earlier, and the typical commute is a short one.

Things to do. For time outdoors, Ponca State Park is a protected area a longer drive away, and the Vermillion River is another water setting within a longer drive. For something indoors, the National Music Museum is a museum a longer drive away. Prentis Park, also a longer drive away, offers a more everyday park setting.

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  • 456households
  • 38%of adults have a degree
  • 19%below the poverty line
  • 21 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care31%
  • Shops (retail)15%
  • Manufacturing11%
  • Banks, insurance and property8%
  • Professional and business services6%
  • Other services6%

Employed residents by industry, from the Census survey. Cedar County had 2,707 jobs in 2025, 2.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 9°; warmest in July, 85° and 62° 0° 20° 40° 60° 80° J 31° 9° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 31° and 9°; warmest in July, 85° and 62° 0° 20° 40° 60° 80° J 31° 9° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 31° and lows near 9°; warmest in July, with highs near 85° and lows near 62°. About 29 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Concord weather station, 6 miles away (NOAA).

Largest workplaces in Cedar County

  1. Laurel-concord-coleridge SchoolSchool district92FTE
  2. Prince ManufacturingHydraulic cylinders, fluid power, manufacturing79
  3. Hartington Newcastle Public SchoolsSchool district77FTE
  4. Colonial ManorSkilled nursing facilities71
  5. Accura Healthcare of HartingtonSkilled nursing facilities65
  6. Randolph Public SchoolsSchool district47FTE
  7. Wynot Public SchoolsSchool district42FTE
  8. Central Valley AgFarm supplies merchant wholesalers28

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 243 people in all across the county; Laurel has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Winter weatherVery high
  3. Strong windVery high
  4. TornadoesVery high
  5. DroughtRelatively high
  6. Ice stormsRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Laurel’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cedar County.

Laurel home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Laurel $208,383 Nebraska $278,299 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Laurel$208,383
  • Nebraska$278,299
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2025 2026 Laurel 10
4 6 8 10 2025 2026
  • Laurel10

Zip codes with a Laurel address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Laurel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Laurel