Lavallette, New Jersey.
Typical home $1,236,170 (+12.6% in a year), asking rent $2,067 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$4,125 (+175%) since Jan 2020.
- 1 year
- Up $138,254 +13%
- $1,097,916$1,236,170 since Sep 2025
- 5 years
- Up $371,810 +43%
- $864,360$1,236,170 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lavallette$6,488
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Lavallette, NJ rose 12.6% over the past year — faster than the nation's +1.2%.
Living in Lavallette, Ocean County, New Jersey
Lavallette is a borough of 1,787 people in Ocean County. Half its households earn more than $133,056 a year and half less, against $89,863 across Ocean County; 4% of its people live below the poverty line. Unemployment in Ocean County was 4.6% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Ocean County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lavallette is a small borough on the Jersey Shore, with a year-round population that is modest in size. Households here earn more than the typical household across Ocean County, and a smaller share of people live below the poverty line than you might expect. Homes are costly to buy, and rents run high too. Most adults hold a four-year degree, and a good number of residents work from home. Winters are cold, with January the chilliest month and highs staying just above freezing. Summers are warm, and rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and the building trades. Across Ocean County, some of the biggest employers are Toms River Regional School District, Community Medical Center and HMH-Ocean University Medical Center. The county added jobs last year, and unemployment there has eased compared with a year earlier.
Things to do. Casino Pier, an amusement park, and Star Jet, a ride and tourist attraction, are in or beside town. A short drive away are Island Beach State Park, a protected area, and Cattus Island Park, another protected area, along with the Toms River and the Manasquan River for time by the water. Six Flags Great Adventure, home to rides such as Kingda Ka, is a longer drive away.
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- 904households
- 58%of adults have a degree
- 4%below the poverty line
- 18%work from home
What people in Ocean County work in
Employed residents by industry, from the Census survey. Ocean County had 192,715 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 86° and lows near 64°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Toms River weather station, 8 miles away (NOAA).
Largest workplaces in Ocean County
- Toms River Regional School DistrictSchool district2,145FTE
- Community Medical CenterGeneral hospital1,986FTE
- HMH -ocean University Medical CenterGeneral hospital1,810FTE
- Brick Township Public School DistrictSchool district1,434FTE
- Jackson Township School DistrictSchool district1,357FTE
- Lakewood Township School DistrictSchool district1,285FTE
- Above and Beyond ABA CorporateOffices of mental health practitioners except physicians1,250
- Southern Ocean Medical CenterGeneral hospital888FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 235 workplaces with 20 or more staff, 31,195 people in all across the county; Lavallette has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Coastal floodingRelatively high
- Inland floodingRelatively high
- HurricanesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lavallette’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ocean County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Lavallette home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lavallette$1,236,170
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 8 Lavallette listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lavallette12.51%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lavallette35
New listings per month
Sellers arriving at the market.
- Lavallette15
Zip codes with a Lavallette address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lavallette — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Lavallette
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 08735 | Lavallette | 3,451 | $2,067 | $1,215,597 |
| 08739 | — | — | — | $1,809,152 |